Welcome to the Custom Home Buyers Credit Plan…schedule your Appointment Today!

Appointment

Learn More! 2021 ebook-Credit Score Guide! Topics include:

  • 7 unknown strategies to boost your credit score in 30 days
  • 21 ways to improve your financial situation in 2021!
  • Understanding FICO Scores And so much more!

Simply click the link below to Download.

Credit Plan

Your Payment History Matters!

35 percent of your credit score is made up by your payment history. This includes late payments, collections, and even bankruptcies and tax liens. Each type of account will stay on your credit report a specified period of time and each type of derogatory will hurt your score differently. Blue Water Credit works to remove accounts that are not 100% accurate OR not 100% verifiable.

Credit Report

Your Credit Card balances make a HUGE difference in your Credit Score!

30 percent of your credit score is your debt ratio. Your debt ratio is the amount of revolving credit (i.e. credit cards) you owe in relation to the amount of credit you have available. For instance, if your credit limit is $10,000 and your current balance is $5,000, your debt ratio would be 50%. To maximize your score, we recommend to keep balances below 30% of the credit limit. *Download the custom excel for recommended balances on each of your credit cards to maximize your credit score.

Payment Plan

Free Credit Consultation

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