{"id":1632,"date":"2017-09-10T19:07:12","date_gmt":"2017-09-11T02:07:12","guid":{"rendered":"http:\/\/bluewatercredit.com\/?p=1632"},"modified":"2017-09-10T19:07:12","modified_gmt":"2017-09-11T02:07:12","slug":"equihack-heres-seriously-angry","status":"publish","type":"post","link":"https:\/\/bluewatercredit.com\/equihack-heres-seriously-angry\/","title":{"rendered":"EquiHACK! Here\u2019s why you should be seriously angry."},"content":{"rendered":"

\"\"Last week, the credit bureau Equifax made a shocking announcement: they’ve been hacked. Not only has the cyber security at one of the nation’s three biggest credit bureaus breached, but the personal data of up to 143 million of its customers was compromised \u2013 which is about half of all U.S. consumers.<\/p>\n

According to reports of the hack, the information that cyber-criminals obtained from Equifax\u2019s database includes names, Social Security numbers, birthdates, addresses and driver\u2019s license numbers.<\/p>\n

It can also potentially include logins, passwords, and security questions for internet websites and other financial accounts.<\/p>\n

While this new Equifax breach may be considered one of the worst abuses of consumer trust in history, it is not the largest data breach ever. In fact, about 500 million had their account information and data stolen when Yahoo was hacked previously.<\/p>\n

As we\u2019ve seen, many large institutions and businesses are hacked these days, with cybercrime the fastest growing form of crime in the world. So what makes the Equifax hack so disturbing and even anger inspiring? Five things:<\/p>\n

    \n
  1. Equifax\u2019s security SHOULD be lock-tight<\/strong><\/li>\n<\/ol>\n

    As one of the three major credit bureaus in the U.S. (along with Experian and TransUnion), Equifax is tasked with protecting the sensitive financial data for nearly every American. To allow a hack of this magnitude is inexcusable, and puts into question the validity, credibility – and even motives of the company and its leadership, as we\u2019ll see. Basically, if Equifax (who also sells credit theft protection services!) can be so easily hacked for 147 million consumers, who exactly can we trust?<\/p>\n

      \n
    1. Equifax makes money collecting and selling your data – and it\u2019s not voluntary<\/strong><\/li>\n<\/ol>\n

      Equifax is not in existence to perform a public service, nor or they affiliated or even closely regulated by the government. In fact, Equifax \u2013 like all of the credit bureaus \u2013 is a private entity in existence for one sole purpose: to make money for its shareholders. In fact, the credit giant makes billions in profits by collecting financial and demographic data on American citizens and then selling that information (in the form of credit reports) to banks, lenders, auto dealers, credit card firms, and marketers. But for U.S. consumers, having their data and credit history tracked and recorded by Equifax is not voluntary. Therefore, you are forced to participate and contribute to Equifax\u2019s profitable ventures whether you want to or not, and without permission \u2013 and that now includes having your data hacked.<\/p>\n

        \n
      1. They knew about the hack but took weeks to go public<\/strong><\/li>\n<\/ol>\n

        This is where Equifax’s motives and even integrity seriously come into question. In fact, Equifax reports that knew about the massive data breach as early as July 29 (and who knows if they really found out earlier). However, they didn’t announce the hack publically and warned consumers until early September. That’s six weeks where hackers had their hands on the personal and sensitive data for 143 million consumers and Equifax customers.<\/p>\n

        Due to the fact that Equifax chose not to tell people that they were hacked, the criminals got a head start of about 1\/10th of a year to engage in whatever criminal activity they wished, undeterred and unmitigated. As of yet, Equifax hasn\u2019t adequately explained the reason for delaying the disclosure that they were hacked.<\/p>\n

          \n
        1. Equifax executive sold large shares of their own company before the breach was announced.<\/strong><\/li>\n<\/ol>\n

          Brace yourself \u2013 you might want to sit down for this one.<\/p>\n

          It\u2019s been revealed that in the time between the data breach was discovered by Equifax (July 29) and the hack was publically announced (September), at least three high-level Equifax executives sold shares of stock in their own company.<\/p>\n

          In fact, these three executives sold their stock only a couple of days after the breach was discovered internally, but still made $1.8 million from the sales of that stock. The questionable sellers include Equifax\u2019s Chief Financial Officer, John Gamble, who dumped 6,500 shares for $145.60 for a profit of $946,400.<\/p>\n

          Of course, after the data breach was made public, the stock plummeted, and soon sat at $123 a share, down 13% from his sale price and still plummeting.<\/p>\n

          What does the firm say about the shady stock sales? To date, Equifax sticks to the story that those executives \u201cdidn\u2019t know\u201d about the massive data hack \u2013 including the CFO<\/p>\n

          ***<\/p>\n

          Now do you understand why you should be fuming mad?<\/p>\n

          Contact Blue Water Credit if you want to discuss your exposure to the hack and get some real help.<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":"

          Last week, the credit bureau Equifax made a shocking announcement: […]<\/p>\n","protected":false},"author":1,"featured_media":1633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[758,569,87,5,107,59,759,80,577,1],"tags":[757,614,760,761,762],"yoast_head":"\nEquiHACK! Here\u2019s why you should be seriously angry. | Blue Water Credit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bluewatercredit.com\/equihack-heres-seriously-angry\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EquiHACK! 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