Our Team

Registered with the Department of Justice, Licensed and Bonded
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Our Story

Blue Water Credit started during one of this generation’s toughest economic times. The economy was imploding and joblessness continues to soar. As such, families lost homes, lost their investments, and could not repay their existing debt- resulting in a surge of credit problems for the common household.

Wanting to do their part in helping people in the way they know best, Co-Founders Jeff and Natalie Sipes sought out to establish a credit restoration service. First, starting with repairing credit for close family and friends. The impact on the lives they saw was immediate. People began referring others they know in their lives with the same credit issues, seeking a fresh start.

What started out as a two-person credit restoration service has now grown into a full-scale credit repair company, employing passionate case managers to personally oversee their customers’ journey to credit recovery.

To this day Blue Water Credit is one of the highest-rated credit repair companies by the Better Business Bureau. We do this by managing our business legally and handling cases ethically because we understand our customers’ needs and we understand the law.

We have helped thousands of people improve their credit. We have helped our clients achieve their dreams of homeownership. Most importantly, we have helped people gain back their financial confidence and improved their quality of life.

Meet the Blue Water Credit Team

Jeff Sipes
Jeff SipesOwner
Natalie Sipes
Natalie SipesOwner
Dennis Sanchez
Dennis SanchezDirector of Sales and Marketing
Troy Bennett
Troy BennettCase Manager
Kara Dukes
Kara DukesRelationship Manager
Kirsten Vidosh
Kirsten VidoshCredit Advisor
Carmen Luci
Carmen LuciCase Manager
Mandy McGinnis
Mandy McGinnisRelationship Manager
Yana Whaley
Yana WhaleyOffice Manager/Case Manager
Melanie Jackson
Melanie JacksonCredit Advisor
Laurie Vidosh
Laurie VidoshAdministrator
Ger Yang
Ger YangCase Manager
Sarah Perkins
Sarah PerkinsDebt Negotiator
Enzo Whaley
Enzo WhaleyCanine Intern

Integrity and Legal

We operate legally. We are registered with the Department of Justice, we are licensed specifically in what we do, and we are bonded. We are one of the very few credit repair and credit restoration companies that operate legally. We have set the industry standard as a reputable organization that is built on a foundation of integrity, character, and an exceptional commitment to obtaining the best results possible for each client.

We Are BBB A+ Rated
DOJ Registration
Insured & Bonded

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