Los Angeles Credit Repair

Blue Water Credit

Don’t keep paying more, losing money, and missing out on opportunities because your credit score isn’t up to speed. Blue Water Credit in Los Angeles can help you start improving your score TODAY.

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Los Angeles is one of the best cities in America with lots to offer for residents and visitors alike, including beaches, nightlife, pro sports, Hollywood, plenty of celebrities and, my favorite, people-watching the people who are watching for celebrities!

But while the City of Angels may be the hottest place in America for movies, music, art, and the quintessential California dream, it falls a little short when it comes to credit.

That’s right: LA is woefully lacking when it comes to credit scores.

Whether you prefer to be called an Angeleno, Angelino, or Angeleño, the average credit score among your city’s residents is just 668, falling short when we compare it to the national average of 687 and the California average of 758.

While that is a marked improvement from 2010, when the average LA credit score was only 656, there is still a way to go, as Los Angeles ranks as one of the 20 metro areas in the U.S. with the lowest average credit scores!

A good example of how credit and debt management is sorely needed in Los Angeles is the fact that average revolving debt (like credit cards, auto loans, etc.) is now $28,400, which makes us one of the 30-worst cities in the U.S. for average debt.

Among Los Angeles citizens, 55% have Very Poor (350 – 550 range) or Poor (550 to 649 range) credit scores, but only 36% have Excellent (750 to 850 range) scores.

The good news is that Blue Water Credit is here to help Los Angeles residents repair their credit, clean up their credit report, and improve their scores.

Inspired by the same blue Pacific Ocean that defines the California coastline,  Blue Water Credit is the trusted, proven, and experienced leader in credit repair solutions in Los Angeles.

Blue Water Credit has been the leader in legal, ethical, and effective credit repair solutions in California for more than a decade now – including helping countless Los Angeles consumers increase their scores.

We’re also the trusted credit repair firm for mortgage brokers, Realtors, financial planners, and many more financial professionals.

Of course, your credit score is more important than ever these days, but especially for Los Angeles residents where the cost of living is high and so much is riding on sound financial management.

You’re probably well-aware that your credit score helps determine interest rates, terms, and how much you pay on home loans, credit cards, business loans, student loans, and auto loans. But did you know that keeping a high credit score will also help you when it comes to insurance, utilities, renting a property, getting a cell phone, and even applying for a job?

It’s true, and that’s why improving your credit score with Blue Water Credit will result in significant and immediate savings – money that goes back into your pocket every month!

How does Blue Water manage to be the best solution for LA residents who need a credit score boost?

We leverage national credit reporting laws and regulations, forcing the credit reporting bureaus to comply with certain timelines and procedures that often result in the removal of negative, inaccurate, and outdated items on your report.

It also takes a lot of hard work, commitment, and constant communication from our award-winning staff, but Blue Water Credit has just been rated the #1 resource for credit repair in Los Angeles.

Even if you’re paying all of your bills on time so your credit score is up to par (or, you think it is!), there are some very good reasons to protect and maintain a good credit score.

Consider that:

  • Nearly 8 out of 10 credit reports contain errors or inaccuracies that have nothing to do with the consumer. Many times, there are multiple errors on each report,dragging down your score and costing you money.
  • More than half of all LA residents have at least one late payment, collection, or negative item on their credit file that’s sinking their score.
  • Just shy of a third of consumers find key information that’s completely wrong on their credit report, like social security numbers, birth dates, addresses, job history or other crucial items.
  • One in four LA residents are denied a financial opportunity like a new loan, credit account, or even a job due to insufficient credit scores or glaring negative items on their reports.
  • One in seven people will be the victim of ID theft or financial fraud this year, and one in two will have their data hacked or stolen!

So, if you live, work, or play in Los Angeles and you’d like to remove negative items from your credit, increase your credit score, qualify to buy a home, or just save a whole lot of money, contact Blue Water Credit for a free credit repair consultation.

We’re ready to help you today!

 

 

How does credit repair impact your life?

Credit repair and getting out of debt is one of the most rewarding experiences in life. Let Blue Water Credit in Los Angeles help you take control of your life, manage the process with credit bureaus and clean up your credit report so that you can enjoy higher scores. We aim to set clear goals, have good communication and only take on clients we feel would benefit from our services in Los Angeles.

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