Credit Education

Knowledge is power and we are here to give power back to the consumer. Arm yourself with valuable insight and credit repair know-how, so you can proactively manage your credit’s wellness over the lifetime of your financial health.


What Makes Up a Credit Score?

Credit scores influence the credit that’s available and the terms (interest rate, etc.) that lenders may offer. It’s a vital part of credit health. When a consumer applies for credit – whether for a credit card, an auto loan, or a mortgage – lenders want to know what risk they’d take by loaning money.



Your Consumer Credit Rights

The Federal Trade Commission (FTC), the nation’s largest consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA). Everyone who participates in credit decisions, including settlement terms, are beholden to the regulations. Know your rights!



Credit Wise Blog for Consumers

Credit Matters for Everyone. Blue Water Credit’s Credit Wise Blog captures the latest credit topics that are trending today and brings insights from nationwide studies with statistics on credit health to debt management.


30 Points in 30 Days

An Insider’s Strategy to Repair Credit Fast


Learn More

Now that we peaked your interest, learn more about credit and how credit scores affect you. Easily enter in your information and Blue Water Credit will send you your free eBook on Credit.