Santa Clarita Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

By clicking Submit I consent Blue Water Credit LLC to contact me via text, phone, auto dialer or email regarding credit information and credit repair services. Msg & Data rates may apply. Reply STOP to opt out. Submitting my personal information above constitutes my electronic signature. Blue Water Credit keeps all information private and will never sell your information to a third party.


Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

See More Customer Testimonials

Contact Blue Water Credit

Blue Water Credit offers credit repair services in Santa Clarita. You know a city is in dire need of credit repair services when the residents have poor credit scores and bad delinquency rates. Although, that does not mean those with good scores do not need these critical services. Always remember your score is not permanent – and there’s always room for improvement. That mentioned, your credit repair scores could go down with one silly mistake as far as credit services are concerned.

Criteria for selecting a Credit Repair Company to Work With

  • Location

You should go for a company near you. Why is this important? A company in your location understands your local needs. Even when coming up with a solution, the company will tailor make it to suit your particular situation. The problem with settling for a distant organization is the disconnect between their solutions and your particular problems.

  • Costs

Cheap is expensive they say. That is why you do not want to settle for the cheapest credit repair company for you risk getting the worst services. When comparing costs, you should also consider benefits. Look for the greatest benefit at the least possible cost. That ratio will give you the best gains for the least possible cost.

  • Quality of service

Online reviews never lie. Although, you should not solely rely on these statistics. Some reviewers may be biased. Analyze all the reviews and make your own judgement; then, proceed and make a decision. A company with more negative reviews than positive ones is not the best.

  • Period

You want your repair to last only a few days. Yes! The organization that offers to help you in the shortest period possible should carry the day.

Credit Repair Services

When we mention credit repair services, what do we mean? Here are specific services you will pay for once you hire a credit repair company. First of all, your negative entries on your credit report will be removed. This will greatly improve your ratings.

In addition, errors on your report will be fixed. But, you also have a role to play in the repair process. Remember the delinquency rate is determined based on the time you take to pay back your credit. To improve on this, you have to keep time when paying back your debts.

Different organizations have varying levels of reputation and have achieved differently. There are many reasons why this has happened. One reason is; some organizations have more specific services on offer as compared to others. Because of this, some clients prefer to pay less for more and that is why some credit repair services are preferred.

The more clients come, the higher your chances to perform better as a company. For future clients, the experts grow in expertise and experience. It is for this reason that you will likely get better services from companies that have been around for a longer time.

Bottom Line

We offer a risk –free consultation so you can tell us about your situation, we can review your credit report together, and get comfortable with a strategy going forward – at no cost.

Credit Affects You, Whether You Have It Or Not

Mortgage Rates Image

Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


Our Recent Reviews