Santa Ana Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

One quality successful individuals possess is risk taking; which comes in different spectrums. A credit acquisition is one risk you can utilize to propel yourself towards financial freedom. But, there’s always a challenge to this realization. Lenders seriously consider credit reports! This reality might hinder your progress. Your credit score should not worry you no matter how poor it is rated. There is always a way out.

Credit Repair Companies

The number of companies that offer credit repair services in Santa Ana is significant. That tells you how much you need this if your credit score is not the best. The great city of Santa Ana has hundreds of credit repair companies and we are proud to be part of that revolution.

Credit repair companies can be beneficial in restoring your hurt credit ranking. These organizations help get rid of negative items hindering your credit score progress. That way, you can get a credit boost and bounce back to positive ratings.

Well, as much as this service is a savior, it doesn’t work like magic. Besides, not all items can be taken care of. Furthermore, it takes time to materialize. Therefore, patience is required from you. The only guarantee is the fact that your credit will improve at the end of the process.

Do It Yourself (DIY) Vs. Credit Repair Companies

Your credit score heavily relies on you. Be sure to stay out of trouble for as long as you keep your financial commitments. Problems start to arise when you start registering cases of default and delayed payments. Once your score gets hurt, it becomes a challenge getting back to a positive rating.

Doing it yourself might probably cost less to nothing. First, you have to get that financial discipline and just maybe; you may recover your previous good records. But that has challenges of its own. Sometimes items are mistakenly included in your credit score and that affects you more.

In other instances, rating companies delay giving you back your positive ratings even after making adjustments. This is just one of the many reasons why you need a credit repair company. And that is where we- the Blue Water Credit company chip in. Here’s our promise to you.

Value Proposition

Our goal is to amend your past, improve your today and redefine your future. Santa Ana is one of the most promising cities yet poor credit rating is hindering some of its residents from financial progress. Whether your credit rating needs an overhaul or simple amends; we are ready to help.

Credit repairs is our main purpose but not the only service we offer Santa Ana residents. We also provide debt settlement and risk free consultation. We help you understand what goes on behind the scenes as far as credit rating is concerned. With our headquarters in Sacramento, California; our services spread to Santa Ana and many other cities in the US.

You do not want to miss out on great opportunities because of things we can help you resolve. We are here to turn your credit fortunes around.

Credit Affects You, Whether You Have It Or Not

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Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


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