San Bernardo Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

There is a need for good credit repair services in San Bernardo. The city ranks among the poorly performing metropolitans in the US. It is the third from the last ranking with a score of 620. To help the residents of San Bernardo to rank higher, the Blue Waters Credit Repair offers the following services. It is very important for potential clients to understand precisely what services we offer.

Credit report analysis

Get your credit report analyzed to identify the necessary measures to take to rectify your bad credit. Blue Waters Credit Repair in San Bernardo will help you identify issues in your credit report. Our team of professionals will work with you one on one to spot what needs to be done to rectify the report. After identifying the reasons for the bad credit scores, we would have established a personalized plan that will work for you.

Clean up your bad credit score

We work to raise and transform your credit scores by consulting with other credit companies. Failing to pay your debts can be very intimidating. It ruins relationship and divides organizations. However, Blue Waters Credit Repair in San Bernardo will restore your peace by working with your creditors to establish a working plan for both of you. Besides, we will work with the main credit reporting bureaus to remove negative items from your credit report. That way, you’ll have a fine report to fight for you when searching for credit facilities.

Monitor your credit score over time

You need a plan to monitor your credit score; which is a crucial requirement in the credit repair process. We will create a plan to monitor your credit scores over time to make sure that you maintain them at a high rating. Besides, you will be aware whenever a bad entry is made to your credit score and act accordingly to rectify. Credit score maintenance will involve bad credit counseling and rehabilitation to make sure you are aware of habits that lower your credit score and how to live without bad habits.

We provide ongoing credit monitoring to our clients to check credit histories frequently to spot new items as soon as they are recorded in the client’s credit report. Our team of the profession will discuss with the client how often their credit will be monitored. You will receive weekly emails of information and tips on how to improve your credit.

Provide lifetime credit wellness

When choosing a credit repair company, it is important to consider the professionalism and the knowledge base of the team. At the Blue Waters Credit Repair in San Bernardo, we have personalized accounts. We offer a personal case manager who will walk with you through the whole process professionally to help you learn through the process. A single case manager allows you to a single dedicated contact to call whenever in need.

Bottom line

We offer a risk-free consultation so you can tell us about your situation, we can review your credit reports together and get comfortable with a strategy going forward – at no cost.

Credit Affects You, Whether You Have It Or Not

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Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


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