North Carolina Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

According to a recent study, it has been identified that more than 70 million people in United States are suffering from bad credit. A considerable percentage of such individuals come from North Carolina as well. If you are one of them, you must immediately go for credit repair North Carolina services offered by us.

If you have an unhealthy credit score, all your major purchases will be impacted. On top of that, you will also have to go through a series of difficulties while you are trying to get a job. Our team at Blue Water Credit is aware about all these difficulties that you have to face. Along with that understanding, we can deliver the solutions that you need to overcome the credit problems that you are dealing with.

We know that bad things can happen to good people. You will fail to miss a credit card payment in a month, just because your kid got ill. You shouldn’t allow such negative events from holding you back in life. You need to get the help of an expert credit repair North Carolina Company and overcome such consequences. We are more than happy to offer our assistance to such people.

When you deep dive and take a look at the credit repair process, you will figure out that there are two parts in it. The first part is to obtain your credit report from the credit bureau. We can help you with that. Then we will assign a panel of experts to go through the credit report and spot any inaccuracies. This includes unverifiable and misleading information as well. You can also write a letter and request to verify the information from credit agency. Since we use our expertise along with a keen eye, we will be able to spot all the inaccuracies that exist in your credit report. Along with that, we will be able to deliver the assistance you need with getting the errors fixed.

We make sure that you can experience significant improvements in the credit score along with time. In order to do that, you will have to follow a series of steps. However, following our instructions will never be confusing to you. We pinpoint exact information that you should follow. All you have to do is to stick to the directions that we share and proceed with them accordingly. Then you will find yourself in a situation, where you can overcome credit issues with minimum struggles. You will appreciate the overall services that we can provide you with it.

We know the credit system inside out. We will go through your credit report while keeping all those details in mind. Therefore, we are in a position to spot all the inaccuracies and issues in your credit report with ease. That’s why we are capable of delivering a top-notch service to all the people who are struggling with negative credit related issues.

Make sure that you contact us for credit repair North Carolina and you will never get disappointed with what you receive.

We don’t just fix our clients’ credit scores, but improve their lives, offering short-term credit score increases but also ongoing education and lasting financial strategies to help with credit, debt, and other loans. Your credit score doesn’t have to hold you back from a better financial situation anymore, thanks to Blue Water Credit! Please schedule an appointment for in-person meeting or consultation over the phone.

Credit Affects You, Whether You Have It Or Not

Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


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