Modesto Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

You can do your credit repair in Modesto with the Blue Water Credit Repair Company. The internet brought about freedom of information. Today, information is readily available in a click of a button. Information about your credit score and credit report is also very easy to access through the internet. However, getting the right information is the hardest part. It is difficult to find up to date information that is clean of errors and created with the sole goal of educating the masses rather than pursue personal objectives. Online businesses are on the rise and people are after making profits without giving customer satisfaction a priority. However, it is time to get into partnership with a risk-free credit repair company that doesn’t only promise credit repairs but also regular maintenance of a good credit score.

What does a bad credit score mean?

An individual is considered to have bad credit if they have a past of not paying their bills on time or owe creditors money. Bad credit is often mirrored as a low credit score usually under 580 on a scale of 300 to 850. It is very hard for people with bad credit to access a loan or acquire a credit card. To fix your credit score, you need a credit repair company to help you through the process.

If you have been denied access to a loan or missed a credit card due to your bad credit report, the Blue Waters Credit Repair in Modesto is the right place for you. You get to talk to a personalized experienced team to restore your credit scores. We’ll work together to analyze your situation and together come up with tailor-made options that will help you get out of debt or get your loan approved. We offer risk-free consultation services to get you started.

Go for the best

The Blue Waters Credit Repair in Modesto makes this process easy, safe, and fast for you. Repairing your credit score may help you handle a financial crisis with ease. It is, therefore, necessary for you to start the process early and get ready for a rainy day. Start fixing your bad credit now!
The Blue Water Credit Repair company is a fine solution for you. Our services have been proven and we have received great appraisals for previous clients appreciating our work. The testimonials we have received have shown how effective our services are. People through our services have managed to move from negative credit scores to positive lasting credit scores.

How to join

We are just a call away. Our contacts are on our website at For a free consultation, you just need to fill a simple form to start the process. Registration is online making it accessible to anyone anywhere at any time. Upon filling the form Blue Waters takes it upon themselves to contact you personally to discuss your credit repairs.

Bottom line

We offer a risk-free consultation so you can tell us about your situation, we can review your credit reports together and get comfortable with a strategy going forward – at no cost.

Credit Affects You, Whether You Have It Or Not

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Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


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