Miami Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

An average Miami, FL resident has a credit card debt of about $4860. The credit score is poorly ranked at 683 for a normal resident in this county. The delinquency rate is also high and stands at 0.68%. To help these citizens rank better, credit repair services should be implemented.

The Credit Repair process
Credit repairing is a process that may take quite a number of months. The beauty of it is a guaranteed improved rating and access to credit facilities. Once the process is complete, your finances can turn around once again. Below is the Miami, FL credit repair service process.

  • Reach out to us

We know you need a repair and the first thing you should do is reach out to us. From there, we will take over and change your credit ratings for the better. We have our offices spread out in the US and have an online presence too. All these are avenues you can use to get to us.

  • Consultation

Blue Water Credit company offers risk free credit consultations. We have experts who handle individual cases through proper analysis and offer solutions to your specific issue. Once you reach out to us, an expert will be assigned to you and your issue will be sorted as soon as possible.

  • Credit repair plans

To offer the best credit repair services, we incur costs as an organization in operation. For that reason, you will incur fair and affordable charges for our service. The competitive prices we offer allow us to be a going concern. In return, you get value for money and a better credit score.

  • Actual Repair

Once your situation has been assessed, the actual repair process starts. Our experts do all they can to get the best possible credit score for you.

Miami, FL Credit Repair Services
Some of the of the specific things we do include removal of collections and judgements. Besides, we get rid of late payments from your reports and help restore great ratings. We also remove charge offs as well as repossessions and bankruptcies. In addition, we remove foreclosure and get you a clean report.

Once a clean report is restored, you can get access to better loan limits at lower interest rates. Besides, limitations imposed on people with poor ratings will get lifted. That opens your financial doors and lets you grow towards achieving financial freedom.

When it comes to finance, time is money. It is therefore critical to know how long this program lasts. Now, every individual has a unique situation. Some have more issues to sort than others. Therefore, such cases may take more time than the ones with lesser barriers. Irrespective of the situation, we work as fast as possible to ensure we take the least time possible in resolving a client’s issue. Even after the work is done, we let you reach out to us in case there’s more needed. The goal is to leave you fully satisfied.

Credit Affects You, Whether You Have It Or Not

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Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


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