Corpus Christi Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.

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Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!

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Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
 
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

Corpus Christi and Texas residents in general have an average credit score of 674. The delinquency rate stands at 0.6% and the average credit card debt at close to $5200. This makes the city one in need of credit repair services. While most of the citizens in this state are doing badly as far as credit scores is concerned, some are performing well. Whichever category you fall in; we have a uniquely designed solution for you.

 

How to Improve your Ratings

  • Hire a credit repair company

Hiring a credit repair company is the best thing you can ever do to your credit ratings. A credit repair company in Corpus Christi is easy to find. You could choose to look for one physically or go online for your search. Fortunately, we offer those services; therefore, you do not have to look further to get a solution.

  • Keep your ratings high even when not in debt

There is a misconception that credit scores should be high for borrowing purposes. First of all, avoid borrowing as much as possible. Secondly, your credit rating should be kept high whether you are in debt or not. We have noted some Corpus Christi residents forget about taking care of their credit ratings when a debt is out of sight. These individuals only try to get their scores back on track when trying to acquire another debt.

  • Maximize score boosting programs

The best way to achieve this is by teaming up with competent credit repairing organizations that not only offer credit repairs but also educate you on how to grow your profile. It takes time and effort, but in the end is rewarding. We at Blue Water Credit ensure you get these services without any challenges. We follow up with you to ensure you maintain consistency in your ratings.

 

Poor Credit Score Implications

Your credit rating determines a lot. The poorer it gets the more restrictions lenders will put on you. One common restriction is denial of unsecured loans. Your low credit rating makes you a high risk client, therefore, most credit facilities will ask for security deposits before giving you a loan.

Another consequence is a low credit limit accompanied with high interest rates. This is in a quest to mitigate any risks you pose. When it comes to insurance rates, you are likely to get the worst offers for being a high risk client. In worst case scenarios, you can be denied total access to credit.

 

Credit Repair Costs in Corpus Christi

The law stipulates you only pay for credit repair costs after the services. The repair process may last close to six months. The costs will be determined based on your particular situation. Some of the things included in the costs include; initial set-up fees, credit report retrieval costs and software fees. Any additional costs shall be communicated. Blue Water Credit repair company offers competitive costs and guarantee value for your money. It is important to be cautious not to land onto the hands of scammers out to flee with your money.

Credit Affects You, Whether You Have It Or Not

Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as Annualcreditreport.com, Myfico.com or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.

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