Bakersfield Credit Repair

Blue Water Credit

Your Path to Better Credit Starts Here.

Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.

Free Credit Consultation

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Risk Free Consultation

We provide a hassle-free, no obligation consultation to help answer your pressing inquiries.


Credit Repair

Having poor credit is stressful and expensive. Let us quickly and effectively restore your credit!


Debt Settlement

Our experience in debt settlement and credit repair helps settle accounts and improves credit.

“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS!  We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners

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Contact Blue Water Credit

Credit repair service is on demand in Bakersfield. If you live in Bakersfield, your credit score is ranked among the lowest in the United States. In fact, studies show that the Bakersfield credit score is below the national average. Bakersfield’s median credit score was 657; ranking at 2,120 in a list of 2534 U.S. cities, placing it in the 14th percentile. Such a credit score means a lot to the residents in terms of using credit cards and even the ability to borrow. During this time when we are moving to a cashless system, a credit repair may go a long way in making your life easier. Having a credit repair company at your disposal will help you take away all the nuisance of a poor credit score.

Finding the right credit repair company for you

With the present-day ease of access to information, thanks to the internet, it is easy to get a credit repair company online. Getting the right one that is ethical, legal, and genuine however a challenge. People today get to business for profits and put their customers last. However, you need to search no more for the right credit repair company. Bakersfield blue water credit repair puts its customers first by offering free consultation until you are satisfied with their services to proceed. Bakersfield credit repair offers customized services for each customer looking at each customer’s personal needs.

Why Bakersfield blue waters credit repair

We believe that a person’s quality of life can be greatly enhanced with good credit. A credit score can highly determine how happy one is in life. The Blue Water credit repair company helps your repair your credit legally and ethically. Bakersfield credit repair will work together with you and guide you on how to repair your credit through a very easy process developed by experts.

As the old saying, by Confucius, goes, if you give a man a fish you’ve fed him for a day but if you teach a man to fish you’ve fed him for a lifetime. At the Blue Water credit repair, we do not just do things for you but walk you through the process. Together we develop a game-changer plan to rehabilitate your credit and get you on a path that will transform your credit life. The process will not only help you develop a good credit score but help you learn lasting life skills on credit management and credit wellness.

Mastering your credit score

Learning is a continuous process that involves sharing of information. Improving credit score is also a learning curve. People know about the basics that cause bad credit scores. One step to learn how to improve is understand one’s weakness. The Blue Water credit repair provides a platform for you to learn about your credit score and the cause for a bad credit score.

If today you choose to work with us, you will have a deeper understanding of what is your credit score, how to improve it, and how to maintain a high credit score.

Bottom line
We offer a risk-free consultation so you can tell us about your situation, we can review your credit reports together and get comfortable with a strategy going forward – at no cost.

Credit Affects You, Whether You Have It Or Not

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Credit Scores and Credit Reports

“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.

When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.

It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”

We recommend pulling a credit report from a reliable source such as, or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.

Our Promise to You.

We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.


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