Anaheim Credit Repair
Blue Water Credit
Your Path to Better Credit Starts Here.
Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.
“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS! We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Clients and New Homeowners
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If you live in Anaheim, you must start considering going credit repair services. Credit repair services are necessary for everyone with an affected credit score. Anaheim is a city in Orange county. The credit score in Orange county is 701. This rating is an indication of the need for credit repair services.
Why does your credit score matter?
Your credit rating is affected with how you have dealt with your debts previously. It paints a clear picture of whether lenders can trust you or not. The credit rating will help the lender determine if they should get into business with you. The past interaction with money and bills also play a big role in determining interest rates you will be charged upon borrowing.
If you repaid your debts on time, it means you can be trusted with another loan. If you have had a past where you couldn’t repay your debts; the bad past will impact negatively on your credit scores. A negative credit report may prevent you from owning a car, owning a house, or even getting a credit card.
It’s never anyone’s intention to get into bad debts or getting a poor credit score. We at the Blue Water Credit repair in Anaheim understand this. We, therefore, offer a way for you to rectify your credit past. We will take you through a step by step strategy with a professional who will walk with you to establish your current score.
Besides, you’ll be advised on what you can do to improve and maintain it. It is time you say goodbye to a bad credit report.
What to look for in credit repair?
Getting the right credit repair services in Anaheim starts with knowing what you need. Most credit repair companies offer similar services with economical information. This can leave you confused without knowledge of what to do. However, here is the list of things you should consider before joining a credit repair company in Anaheim:
- Item dispute
Your bad credit might be as a result of incorrect reporting or outdated items. Some credit repair companies only focus on your history with money neglecting the fact that the bad credit report might be a result of incorrect reporting. When interacting with us at Blue Water Credit repair, we work together to review your credit report line by line to identify wrongly captured items.
- Debt negotiation
We work with your creditors and the main credit reporting bureaus to rectify the negative items from your credit report. This will ensure you receive better treatment from ruthless creditors.
- Credit monitoring, counseling, and rehabilitation
Other than cleaning your credit report, we offer risk free consultation to instill long-lasting skills that will help you maintain a good credit report. Credit monitoring is also crucial in preventing future mistakes that will render your bad credit report clean.
We offer a risk-free consultation so you can tell us about your situation, we can review your credit reports together and get comfortable with a strategy going forward – at no cost.
Credit Affects You, Whether You Have It Or Not
Credit Scores and Credit Reports
“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores.
When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.
It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”
We recommend pulling a credit report from a reliable source such as Annualcreditreport.com, Myfico.com or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores.
Our Promise to You.
We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.
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