pet-industry-growth

The U.S. pet industry is barking, biting, and booming like never before.

Do you own a pet? Chances are, you either have a beloved pooch or frisky feline in your care, and if so, you probably spend a hefty sum of money keeping them fed, healthy, happy, and even entertained. In fact, the pet industry is one of the largest niche segments of household discretionary spending, and has even proven to be recession proof over the last 5+ years. Of course we can’t measure our love for the loyal family dog ...

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25-more-facts-about-starbucks

25 more perfectly roasted and heavily-caffeinated facts about Starbucks, (including one coffee shop location you won’t believe!)

In part one of this blog we brought you 25 rich, steamy and delicious facts about Starbucks, the world’s most popular coffee brand. Here are 25 more perfectly roasted and heavily-caffeinated facts about Starbucks, including our vote for the nicest coffee store in the world!

1. Starbucks was originally based with a nautical theme to celebrate founding city Seattle’s seaport identity, so their logo also has a maritime design.

2. In fact, inspiration for the Starbucks logo came from a ...

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25-facts-about-retail returns-in-the-US

Bringing it back: 25 Facts about retail returns (including abuse and fraud!) in the U.S.

Americans returned 8% of their purchases last year – including return fraud and abuse, costing retailers and merchants $15.9 billion annually.

1. Estimates of the total U.S. retail industry sales in 2015 are right around $3.256 trillion.

2. An astounding 8% of all retail merchandise was returned, which amounts to $260.5 billion in returns!

3. Abuse and fraud (abuse has a pretty wide definition) constitutes 6.1% of all returns, costing retailers $15.9 billion.

4. U.S. retailers lose around $9.6 billion annually on return abuse, and $14.8 ...

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35 Mind-blowing facts about Wal-Mart, the world’s largest retailer.

Recent headlines disclose that Wal-Mart, the ubiquitous international super store chain, will close about 269 locations this coming year, affecting 16,000 workers. About 154 of those stores are in the U.S., expected to leave 10,000 workers laid off or fired. But does that mean the venerable retailer is in decline? Hardly, as we see from these 35 mind blowing facts about Wal-Mart.

1. Despite the recent small decline, Wal-Mart is still the biggest retailer in the world, with 11,000 stores in ...

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25-facts-about-playing-the-lottery

So you didn’t win the $1.6 billion lottery jackpot? Here are 25 facts you should know – including how to increase your chances next time.

When the PowerBall jackpot recently grew to over $1.6 billion dollars, a lot of people ran to their nearest gas station, deli, or convenience store to buy a ticket. For the few people who came out with the lucky numbers, their lives will be changed forever. But for the rest of us, life just goes back to normal – until the jackpot grows large enough to capture our attention again and we buy tickets. But what are the actual odds ...

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The Top-10 Blue Water Credit Blog Posts of 2015

As 2015 comes to a close and we look ahead to 2016 with fresh hope, optimism, and lofty goals, eager to face the challenges it will hold. But before we turn off the lights on 2015, we wanted to recap the best blog posts of the year. Here are the top Blue Water Credit bog posts of 2015 as chosen by you. Thanks again for clicking, reading, sharing, and being a part of the Blue Water Credit family. We look ...

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12-credit-and-financial-tips-for-the-holidays

12 Credit and financial tips for the holidays.

The holidays are here, and while it’s a golden time to enjoy family, friends, give back to others and the many blessings in our lives, it’s also a time of year that can be dangerous financially. In fact, most households see a huge spike in spending and debt over between Thanksgiving, Christmas or Hanukkah, New Years – so much so that many retailers make 15-20 percent of their total annual sales during that period. Add in Valentines Day, winter family ...

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cheap-technology-costing-more-than-ever

Cheap technology is costing us more than ever.

Evolution in new technology – in our homes, our offices, in our cars, and even worn or carried on our persons – are supposed to bring abundant and inexpensive smart tech solutions to our every day lives, right? The cool new computing and media devices and options may be omnipotent, but surprisingly, the price tag on all of this “cheap” tech has gone up, not down.

A study released last year by the American Institute of Certified Public Accountants found some ...

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how-much-you-spend-on-interest-payments

How much will you spend on interest payments in your lifetime? This number will shock you!

How much interest will you pay over the course of your lifetime? If you add up all the interest the average person spends on mortgage payments, car loans, and credit cards, the aggregate number is pretty starting: $279,000.

That’s the amount of total dollars spent (or wasted, depending on how you look at it), over a consumer’s lifetime when you factor in the typical use of debt, loans, and finances. But that number could easily jump higher for some consumers, or ...

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raising-a-achild-costs-a-quarter-of-a-million-dollars

The Cost of Cute: A new report highlights that raising a child now costs almost a quarter of a million dollars.

I once heard a comedian joke that babies and children are made so cute just so parents can cope with the fact that they’re so much work and difficult to raise. That may be true, and we can add the fact that children are pretty expensive to that list.

The United States Department of Agriculture (USDA) recently released their annual Expenditures on Children by Families report, highlighting the accumulated cost of raising a child. The USDA tallied the line items or ...

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