The holidays are here again, and Americans are flocking to malls, their favorite stores, and especially shopping online. In fact, the average person will spend $1,506 on gifts and other seasonal purchases from the day you’re eating turkey leftovers until you wake up and it’s a new year.
And while we’re all feeling festive, it’s also good to mind your money ... Continue Reading →
The BIG list of financial help and support: Nearly 1,000 links to programs, resources, relief, deals, discounts & freebies
Right now, the U.S. is facing unprecedented financial hardship as the Covid-19 pandemic has essentially driven our economy to a standstill, with millions of businesses shuttered and tens of millions of consumers unemployed or facing income reductions.
While it’s hard to say there ... Continue Reading →
The Coronavirus pandemic has caused irrefutable risk to the health and safety of hundreds of millions of people around the world, but the economic devastation is just getting started.
With stay-at-home orders pausing most travel and foot traffic, mass layoffs and an astronomical jump in unemployment, and small businesses going under left and right, the impact may be felt the worst ... Continue Reading →
Ranking the most beautiful city in the U.S. for everything from school systems to gas prices, real estate to debt levels, and even credit scores.
If you live in San Diego, then you’re probably incredibly proud of your scenic SoCal city, and vacationers flock to experience its beautiful bay and temperate climate. But is life in San Diego really all sunshine, ... Continue Reading →
San Diego may have a sizable population (1.37 million people), but it’s now also a young city, with 25% of residents 25 years old or younger. With a median age of only 34.9 years, there are a whole lot of Millennials just trying to make their way in the working world, as well as Gen Xers starting families.
It seems harder than ... Continue Reading →
When is it the smart play to refinance your home loan?
These days, it’s impossible to ignore all of the chatter about low interest rates, lower interest rates, and, by the way, the Fed just dropped rates again. With that comes a landslide of refinancing as homeowners try to save a few bucks by grabbing a home loan with a lower rate ... Continue Reading →
Most of us have at least one credit card, debit card, or some sort of charge card in our wallet or purse (or, a lot more than one!). These days, we reach for them without a second thought for many of our purchases, as charging-it-on-plastic has become a way of life. But little do we know, the credit card industry ... Continue Reading →
- Credit card debt is at an all-time high – and still on the rise.
At the end of Q4 of 2018, the Federal Reserve Bank of New York announced that U.S. personal credit card debt hit the $870 billion mark. Not only do they expect that number to hit $900 billion in 2019, but it also marks the highest level of ... Continue Reading →
By now, you’re probably aware that credit scores range from about 300 to 850 (for FICO Scores), where your score sits on that spectrum, and even what’s typically considered a poor, good, or excellent score.
But what you might not realize is that the range of credit scores (and where you sit on it) isn’t as set in stone as you ... Continue Reading →