What’s your credit score?
It may be a solid 730, a somewhat diminished 690, or even a less-than-ideal 645.
Or, it can be all three of those at the very same time – and more!
How is that possible?
Remember that there’s more than one version of your credit score. In fact, there are dozens of versions of scores, based on different credit bureaus, ... Continue Reading →
When it comes to credit score, asking “What if” means you probably already made a crucial mistake and your score has suffered. From missing payment to collections, canceling an old card to hard inquiries, it would be beneficial to know how these decisions (or mistakes) will affect your FICO score.
Well, now you can, as myfico.com has a credit score range ... Continue Reading →
If you’ve ever paid a visit to San Diego, you probably returned home praising the city for its beauty, perfect weather, and fun, active vibe.
It’s also a mixed bag when it comes to credit scores, debt levels, and other financial metrics, as San Diego is one of the most expensive cities to live in, leading ... Continue Reading →
Are you making mistakes when it comes to your credit score? A lot of consumers may think they have a good idea of how to manage their credit, but keep making these same errors, over and over. Avoid these credit mistakes your FICO score will be on the rise!
The 8 most common credit mistakes:
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- Worrying too much about having your credit ...
Did your credit score just go up?!
Quick, go check your credit score. If you’re like millions of Americans, you may see that it’s significantly higher than it was only a few months – or weeks – ago. Even if you haven’t paid off your credit cards, canceled an account you weren’t using, ... Continue Reading →
When was the last time you checked your credit? Was it six months ago? The last time you refinanced or purchased your home? Or even years ago, so far back you’re not even sure?
Well, just like getting your teeth cleaned at the dentist, getting your oil changed, and filing your taxes, you should be checking your credit report carefully at regular periods.
However, ... Continue Reading →
Experian, one of the nation’s three preeminent credit reporting agencies, has been fined $3 million by the Consumer Financial Protection Bureau.
What was the infraction that warranted this $3 mil slap on the wrist? According to the CFPB, Experian deceived consumers when it told them that the version of credit scores they could purchase was the same one that lenders used to make ... Continue Reading →
Is your credit report relatively clean, except for one big, ugly item that won’t go away – a judgment? It’s a fact of life that some disputes – with landlords, collection agencies and other debtors – sometimes end up with a judgment against you. If that’s the case, we have good news, as it may be possible to have a judgment against ... Continue Reading →