The Top-10 Blue Water Credit Blog Posts of 2015

As 2015 comes to a close and we look ahead to 2016 with fresh hope, optimism, and lofty goals, eager to face the challenges it will hold. But before we turn off the lights on 2015, we wanted to recap the best blog posts of the year. Here are the top Blue Water Credit bog posts of 2015 as chosen by you. Thanks again for clicking, reading, sharing, and being a part of the Blue Water Credit family. We look ...

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12-credit-and-financial-tips-for-the-holidays

12 Credit and financial tips for the holidays.

The holidays are here, and while it’s a golden time to enjoy family, friends, give back to others and the many blessings in our lives, it’s also a time of year that can be dangerous financially. In fact, most households see a huge spike in spending and debt over between Thanksgiving, Christmas or Hanukkah, New Years – so much so that many retailers make 15-20 percent of their total annual sales during that period. Add in Valentines Day, winter family ...

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tips-to-help-organize-your-home

25 Tips to help organize your home. (Part 1 of 2)

Getting your home organized and in order can seem like an impossible mission, but with a little planning and commitment, every one of your possessions will be in its proper place – and you’ll feel like the king or queen of your castle again.

In order to help you prepare, we thought we’d give you our top 25 tips to help alleviate the stress and get your home clutter free – and most importantly, keep it all away! Look for part ...

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ways-to-keep-kids-safe-on-halloween

24 Ways to keep your kids safe this Halloween.

As the nights grow colder and the leaves hint at changing color, we know it’s almost time for the spookiest of all the holidays, Halloween. October 31 is the perfect opportunity to take out our creepy costumes, decorate the house, and prepare for a ghoulishly good time with the kids. But while Trick or Treating might be a childhood activity, it’s not something that parents should take lightly. In fact, children are twice as likely to be hit by a ...

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12-credit-and-financial-tips-for-the-holidays

10 Tips to setting safer [email protected]

Cyber crime is a serious concern for anyone who uses a computer, smart phone, tablet, has social media accounts, or shops online – so basically, everyone. In fact, cyber crime is the fastest growing segment of all criminal activity. Between identity theft and online fraud, it’s estimate that 1 in 8 Americans will be affected this year.

Even if you think you’re being careful, you probably aren’t careful enough. On nearly 90% of all websites, third-party trackers are recording what you ...

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12 Tips to help you ‘sleep like a baby’ every night.

Do you sleep like a baby every night? If the answer is ‘no,’ then you’re in good company. Studies show that 62% of Americans have some trouble sleeping every week and up to 40 million Americans have a chronic sleep disorder. And while doctors and sleep specialists still debate whether 8 hours of shut-eye is the optimal amount, countless millions of people don’t even come close to that much restful, uninterrupted sleep every night.

Here are some tips and techniques to ...

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The new Thoreaus? Why more Americans are choosing to simplify and reprioritize their lives like the author of ‘Walden’ 150 years ago. (1 of 2)

On July 5, 1845, a young writer named Henry David Thoreau moved from his comfortable existence in Concord, Massachusetts to a simple patch of forest on Walden Pond. In exchange for his work clearing the land and other chores, Thoreau was allowed to occupy the plot and build his own house.

He did just that, constructing a simple 10’ by 15’ English-style cottage, decorated with only a bed, a table, a small desk and lamp for writing at night, and three ...

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10 Ways to get free stuff!

Admit it – there’s nothing better than getting something for free! We’d all love to win a new iPod, receive a gift card to our favorite store, or get comped for a free meal at our beloved neighborhood restaurant. But did you know these free offers are everywhere? It’s not just luck or chance – companies are very willing to give you their products or services free of charge – if you approach them the right way or offer something ...

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The 30 universal traits of mega successful people.

1.         They go the extra mile.
People who achieve big things in life invest extra effort, thought, and creativity into everything they do, no matter how big or small.

2.         They take risks and are willing to fail.
Failure is not the enemy of successful people – it’s a necessary ally. In fact, if they don’t go through enough failure in their lives they understand they’re not taking enough risks.’

3.         Luck is created.
Successful people don’t wait around for luck to bless them – ...

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