Ranking the most beautiful city in the U.S. for everything from school systems to gas prices, real estate to debt levels, and even credit scores.
If you live in San Diego, then you’re probably incredibly proud of your scenic SoCal city, and vacationers flock to experience its beautiful bay and temperate climate. But is life in San Diego really all ... Continue Reading →
If you’ve ever paid a visit to San Diego, you probably returned home praising the city for its beauty, perfect weather, and fun, active vibe.
It’s also a mixed bag when it comes to credit scores, debt levels, and other financial metrics, as San Diego is one of the most expensive cities to live in, ... Continue Reading →
Most of us have at least one credit card, debit card, or some sort of charge card in our wallet or purse (or, a lot more than one!). These days, we reach for them without a second thought for many of our purchases, as charging-it-on-plastic has become a way of life. But little do we know, the credit card ... Continue Reading →
FICO is the preeminent credit reporting service in the United States, with 90% of all lending decisions in the United States dictated by FICO every single day. While there’s a lot of useful information about FICO (including our recently-published eBook), one aspect of credit reporting and scoring still creates some confusion: inquiries.
So ... Continue Reading →
If you’re like most people, you may answer “Too much!” or “A truck-load!” without knowing an actual number.
But, thanks to a yearly survey by the Department of Labor, we can now account for each category of spending for the whole year, both in real dollars and as a percent of the overall budget.
In fact, it’s estimated that the average U.S. consumer spent a total of $49,638 last year, or $4,136.50 monthly and approximately $138 per day!
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The Chinese have a saying, “May you live in interesting times,” and these are definitely interesting times for the U.S. economy – and the average consumer.
In fact, we’re receiving a lot of mixed signals as the economy seems to be rosy, unemployment low, and businesses booming, but there’s also hesitance surrounding the real ... Continue Reading →
With a population of just over 1,000,000, San Jose is no second city to nearby San Francisco anymore, and its economic foundation is also one of the strongest in the entire nation.
In fact, San Jose’s real estate market has been one of the hottest in the U.S. over the past couple ... Continue Reading →
We regularly hear about financial statistics like national debt, unemployment rates, and even homeownership levels in the U.S. Whether it’s on the TV news, in the newspaper, or via news reports online, it seems like we can’t escape data about our economy – and the individual consumers in it. However, there is ... Continue Reading →
Last year, about 137 million Americans – about half of our adult population – flocked to malls, shops, and their favorite retailers on Black Friday. They’re spending big bucks, as U.S. consumers will throw down about $61.4 billion in sales this year, up from $41 billion in 2008. (In total, we’re expected to spend about $682 billion this holiday season!)
The name ... Continue Reading →
Are you an Amazon Prime member? If you shop on Amazon.com, the world’s biggest retail site, the chances are that you’ve already signed up to take advantage of their exclusive membership subscription.
In fact, Amazon Prime has grown so quickly that it’s revolutionizing the online retail industries. Rendering traditional buying and selling models obsolete, ‘Prime has sent shock waves around the world ... Continue Reading →