Using Dave Ramsey’s Debt Snowball method to pay off your credit cards.

Amid our current rosy good news of stock market surges and economic growth, there sits an extremely prickly thorn: high credit card debt. In fact, the levels of U.S. consumer credit cards and other personal debt have reached levels not seen since the debt parade stopped in 2008 with the U.S. financial collapse.

In fact, as of 2016, our collective consumer credit card debt ...

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Everything you need to know about vacating a judgment (and getting it off your credit report!)

Is your credit report relatively clean, except for one big, ugly item that won’t go away – a judgment? It’s a fact of life that some disputes – with landlords, collection agencies and other debtors – sometimes end up with a judgment against you. If that’s the case, we have good news, as it may be possible to have a judgment against ...

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The A, B, C’s of teaching your kids about credit score.

For most young children, money is a foreign and strange concept, as they just assume their mom or dad are omnipotent and can summon any toy, video game, or sugary breakfast cereal from the ether. But all too soon they’ll realize that money makes the world go ‘round, and we actually need to work hard for little green paper that we then pass on to others when we want to obtain goods or services. Soon they’ll be faced with their ...

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10 Things they should teach in college.

Every year, millions of young people receive their degrees from over 4,500 colleges, universities, and graduate programs in the United States. They all have high hopes of entering the work force where they can get a good-paying job and the independence and freedom that comes with being a working adult. Unfortunately, many of them are still woefully unprepared for the challenges they’ll face in the real world, despite the piece of paper their degree is printed on and the sizable ...

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The skyrocketing cost of higher education.

Higher education has a bigger price tag than ever – far outpacing our rise in income – and it’s distancing a lot of lower and middle class families from the hopes of sending their kids to college or university.  That’s the consensus of new data published by the reputable think tank, the Pew Institute, among others.  But just how high have college costs soared, how are we still paying them, and why?

What’s not under dispute is that higher education still pays off ...

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Accounts in Dispute

What does it mean when an account is in dispute?
While the credit bureaus are conducting their investigation of the validity and accuracy of an account they will often times put the verbiage, “consumer disputes account information” or “information disputed by consumer” in the comments section of that particular account. Please note, that not all accounts will have the dispute comment.

How does this affect me?
If you are planning or in the process of purchasing a home you would most ...

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Do employers care what college you graduated from?

We recently wrote a blog about a controversial study that concluded where you go to college may not be nearly as important to career success as once thought.  It begs the question – if employers don’t put high regard into which institution of higher learning you graduated from, then what do they look for?  We hit the books once again to find the answer.

Our syllabus in this class comes from a recent Gallup poll that ranked how much weight business ...

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