The BIG list of financial help and support: Nearly 1,000 links to programs, resources, relief, deals, discounts & freebies
Right now, the U.S. is facing unprecedented financial hardship as the Covid-19 pandemic has essentially driven our economy to a standstill, with millions of businesses shuttered and tens of millions of consumers unemployed or facing income reductions.
While it’s hard to say ... Continue Reading →
Ranking the most beautiful city in the U.S. for everything from school systems to gas prices, real estate to debt levels, and even credit scores.
If you live in San Diego, then you’re probably incredibly proud of your scenic SoCal city, and vacationers flock to experience its beautiful bay and temperate climate. But is life in San Diego really all ... Continue Reading →
- Credit card debt is at an all-time high – and still on the rise.
At the end of Q4 of 2018, the Federal Reserve Bank of New York announced that U.S. personal credit card debt hit the $870 billion mark. Not only do they expect that number to hit $900 billion in 2019, but it also marks the highest level ... Continue Reading →
By now, you’re probably aware that credit scores range from about 300 to 850 (for FICO Scores), where your score sits on that spectrum, and even what’s typically considered a poor, good, or excellent score.
But what you might not realize is that the range of credit scores (and where you sit on it) isn’t as set in stone as ... Continue Reading →
Is there a link between your income and credit score?
We do know that income, net worth, or available assets DO NOT factor into your credit score. In fact, FICO promotes sound information for consumers who want to understand what goes into their score and work to improve it, and they explicitly state that your ... Continue Reading →
If you’re like most people, you may answer “Too much!” or “A truck-load!” without knowing an actual number.
But, thanks to a yearly survey by the Department of Labor, we can now account for each category of spending for the whole year, both in real dollars and as a percent of the overall budget.
In fact, it’s estimated that the average U.S. consumer spent a total of $49,638 last year, or $4,136.50 monthly and approximately $138 per day!
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Let’s face it: we’re all trying to save a buck.
In fact, the Average American has some sort of money-saving on their annual list of resolutions or goals. It’s also more of a necessity than ever, as more families are living paycheck-to-paycheck than ever before in the U.S., with an average of only about ... Continue Reading →
The Chinese have a saying, “May you live in interesting times,” and these are definitely interesting times for the U.S. economy – and the average consumer.
In fact, we’re receiving a lot of mixed signals as the economy seems to be rosy, unemployment low, and businesses booming, but there’s also hesitance surrounding the real ... Continue Reading →
Time is a curious thing. Albert Einstein put it best when he talked about the relatively of time.
“When you sit with a nice girl for two hours, you think it’s only a minute, but when you sit on a hot stove for a minute, you think it’s two hours. That’s relativity.”
However, Einstein probably wasn’t alluding to the average workday when he ... Continue Reading →
1. California has the largest economy of any state in the U.S. and would, by itself, make up the 6th largest economy in the world when competing with other countries.
2. There are 3.9 million small businesses operating in the state of California.
3. That’s a notable number because it constitutes 99.8% of all business in the Golden State.
4. According to ... Continue Reading →