10 Statistics that show we have a long way to go to truly understand credit, debt, and personal finance.

1. According to the National Foundation for Credit Counseling, 60 percent of American adults had not reviewed their credit score and 65 percent had not reviewed their credit reports within the previous 12 months. Only 29 percent of adults had reviewed both their credit report and score in the last year, or just over 1 in 4.

2. The same study found that 54 percent of respondents erroneously thought that their credit scores could be found on a standard credit report.

3. ...

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Climbing your way to the top of the credit score mountain.

Do you have a top-notch credit score? If you have a 720 or higher FICO score, you may be patting yourself on the back, as that’s commonly considered a superior score. But most people don’t realize there is another whole level to climb on the credit score mountain and reaching the peak will get you even better savings on interest rates, mortgages and loans. FICO scores go all the way to 850, yet many people stop looking upward once they ...

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15 Reasons why Google is taking over the world.

It’s common knowledge that Google is the world’s biggest search engine, but most of us probably have no idea just how powerful the Mountain View, California company actually is. Google originally set sail in 1996 as a research project before going public in 2004 with the ambitious mission to “organize the world’s information and make it universally accessible and useful.” Google now single handedly impacts just about every facet of life in America, growing from a Quixotian startup to the ...
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Did Random Event Generators predict the 9/11 attacks and other world events? Tune in to Princeton’s Global Consciousness Project to find out.

It reads like something out of a futuristic sci-fi novel, the movie script of the next Star Wars, or perhaps a wild conspiracy theory, but this is actual contemporary fact. Yet still, what I’m about to tell you will probably sound unbelievable. Welcome to the Global Consciousness Project, a network of Random Events Generators that claims to actually register data irregularities around significant world events like September 11, 2001, the disastrous Indian Ocean tsunami, Princess Diana’s death, and others…or even ...

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