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Changes to the Fair Credit Reporting Act come with the Coronavirus stimulus package – here’s what consumers need to know.

On March 27th, 2020, President Trump signed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, a $2 trillion package intended to inject the economy with much-needed funds.

Most of you are aware of the CARES Act by now, and familiar with the stimulus checks that are (supposed) to be mailed out to tens of millions of Americans soon or ...

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New UltraFico credit score takes banking into account; called a “game changer” for tens of millions of Americans

If credit is a challenge for you because of a lack of established tradelines and accounts, a big help will be coming next year, thanks to FICO.

According to the nation’s preeminent credit reporting firm (of the Fair Isaac Corporation), U.S. consumers will benefit from a new and different kind of credit score that will particularly ...

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Las Vegas & Nevada residents falling short when it comes to debt, collections, and credit.

Residents of Las Vegas and Nevada are known for many things, including hosting millions of tourists, gamblers, and vacationers every year to the ‘Vegas Strip. But Nevadans are now known for another, more auspicious, reason: mismanaging their finances.

Unfortunately, that’s the ugly truth we find by looking into the wallets of the average Las Vegas or Nevada consumer – a fact that’s ...

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Las Vegas shines bright – except when it comes to credit scores

Las Vegas shines bright – except when it comes to credit scores

When the average person thinks of Las Vegas, they may think of the brightly-lit ‘Vegas strip, winning fortunes at the casinos, and partying with models by the pool. Of course, we know that the reality of living in Sin City – or the Silver State – rarely matches that tourist fantasy. One thing that Las Vegas residents AREN’T known for are good credit scores.

In fact, ...

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