Hey Sacramento – what’s in YOUR wallet? Income, employment, real estate, and other consumer financial statistics for Sactown.

Turn on the TV news, read the headlines or social media, or even pick up your daily newspaper and you’ll probably encounter a lot of talk about the economy. In fact, I wouldn’t be surprised if you read about financial statistics like our U.S national debt, unemployment rates, and even homeownership rates. But ...

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Your top 10 Blue Water Credit blog posts of 2017

When it comes to credit score, debt, and personal finance, 2017 was one of the most tumultuous and polarizing years on record. We saw the stock market surge, the real estate market come roaring back to pre-2007 levels, and the nation’s average credit score reach 700 for the first time ever.

But we also experienced surging credit card and debt levels, the Equifax hack and other mass data thefts that compromised the records of almost 200 million Americans, and skyrocketing rents ...

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How often should you check your credit?

When was the last time you checked your credit? Was it six months ago? The last time you refinanced or purchased your home? Or even years ago, so far back you’re not even sure?

Well, just like getting your teeth cleaned at the dentist, getting your oil changed, and filing your taxes, you should be checking your credit report carefully at regular periods.

However, ...

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EquiHACK! Here’s why you should be seriously angry.

Last week, the credit bureau Equifax made a shocking announcement: they’ve been hacked. Not only has the cyber security at one of the nation’s three biggest credit bureaus breached, but the personal data of up to 143 million of its customers was compromised – which is about half of all U.S. consumers.

According to reports of the hack, the information that cyber-criminals obtained ...

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25 Frightening financial facts!

Our economy seems to be rolling along nicely, with a full recovery from the Great Recession and the stock market hitting record levels. But is all well and good with the economy when it comes to American consumers spending, debt, savings, and retirement?

Here are 25 frightening financial facts to ponder:

1. 52% of Americans are ...

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Everything you need to know about vacating a judgment (and getting it off your credit report!)

Is your credit report relatively clean, except for one big, ugly item that won’t go away – a judgment? It’s a fact of life that some disputes – with landlords, collection agencies and other debtors – sometimes end up with a judgment against you. If that’s the case, we have good news, as it may be possible to have a judgment against ...

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