5 Fantastic Facts About FICO!

How well do you know your FICO facts?

If you’re wondering what FICO is or even why you should care, then this article is definitely for you. In fact, FICO – which stands for the Fair Isaac Corporation – is the longtime firm that generates your FICO Score.

Of course, FICO Scores come into play on 90% of all lending decisions with banks, ...

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Changes to the Fair Credit Reporting Act come with the Coronavirus stimulus package – here’s what consumers need to know.

On March 27th, 2020, President Trump signed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, a $2 trillion package intended to inject the economy with much-needed funds.

Most of you are aware of the CARES Act by now, and familiar with the stimulus checks that are (supposed) to be mailed out to tens of millions of Americans soon or the ...

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The 8 most common credit mistakes.

Are you making mistakes when it comes to your credit score? A lot of consumers may think they have a good idea of how to manage their credit, but keep making these same errors, over and over. Avoid these credit mistakes your FICO score will be on the rise!

The 8 most common credit mistakes:

 

  1. Worrying too much about having your credit ...
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Hey Sacramento – what’s in YOUR wallet? Income, employment, real estate, and other consumer financial statistics for Sactown.

Turn on the TV news, read the headlines or social media, or even pick up your daily newspaper and you’ll probably encounter a lot of talk about the economy. In fact, I wouldn’t be surprised if you read about financial statistics like our U.S national debt, unemployment rates, and even homeownership rates. But ...

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Your top 10 Blue Water Credit blog posts of 2017

When it comes to credit score, debt, and personal finance, 2017 was one of the most tumultuous and polarizing years on record. We saw the stock market surge, the real estate market come roaring back to pre-2007 levels, and the nation’s average credit score reach 700 for the first time ever.

But we also experienced surging credit card and debt levels, the Equifax hack and other mass data thefts that compromised the records of almost 200 million Americans, and skyrocketing rents ...

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