New UltraFico credit score takes banking into account; called a “game changer” for tens of millions of Americans

If credit is a challenge for you because of a lack of established tradelines and accounts, a big help will be coming next year, thanks to FICO.

According to the nation’s preeminent credit reporting firm (of the Fair Isaac Corporation), U.S. consumers will benefit from a new and different kind of credit score that will particularly come ...

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Equifax Data Breach: The Facts and What to Do

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.

Whether your information was exposed, U.S. consumers can get a ...

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EquiHACK! Here’s why you should be seriously angry.

Last week, the credit bureau Equifax made a shocking announcement: they’ve been hacked. Not only has the cyber security at one of the nation’s three biggest credit bureaus breached, but the personal data of up to 143 million of its customers was compromised – which is about half of all U.S. consumers.

According to reports of the hack, the information that cyber-criminals obtained ...

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