A look at San Jose, CA’s remarkably-low unemployment rate.

San Jose’s low unemployment rate

San Jose is red hot, and I’m not just talking about the sweltering summer temperatures throughout California. In fact, the third largest city in the Golden State with more than one million residents, is one of the most super-charged economies in the nation with a booming tech industry and real estate prices that are skyrocketing. The current day economic Gold Rush in San Jose is also reflected in its job market, and no statistics are more ...

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Sky-high with the San Jose, Ca housing market

California is known for many things, including beautiful coastline, amazing peaks and parks, wine country, and plenty of sunshine. But there’s another thing that the Golden State is known for – high housing prices. While we usually think of San Francisco, Los Angeles, or even San Diego first when luxury real estate comes up, it’s another city – San Jose – that ...

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Credit Card debt in America, the sequel. (Will it be worse than the original?)

We’ve all seen a movie and then looked forward to the sequel. Usually, the second film isn’t as good as the first, and we leave the theater somewhat disappointed. But, sometimes, part II is even better than the original, and we walk out thoroughly entertained.

So, when we talk about the horror film of credit card debt in the United States, American consumers are ...

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Hey Sacramento – what’s in YOUR wallet? Income, employment, real estate, and other consumer financial statistics for Sactown.

Turn on the TV news, read the headlines or social media, or even pick up your daily newspaper and you’ll probably encounter a lot of talk about the economy. In fact, I wouldn’t be surprised if you read about financial statistics like our U.S national debt, unemployment rates, and even homeownership rates. But ...

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Hey Sacramento – what’s in YOUR wallet? Examining the average credit score, debt, and consumer spending in Sactown.

We regularly hear about financial statistics like national debt, unemployment rates, and even homeownership levels in the U.S. Whether it’s on the TV news, in the newspaper, or via news reports online, it seems like we can’t escape data about our economy – and the individual consumers in it. However, there is one ...

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Fight! Fight! FICO and Vantage Score duke it out over which scoring system will be used for mortgage lending.

Fight! Fight!

A brawl has erupted, and everyone’s circling around to watch. But instead of being schoolyard fisticuffs, this imbroglio is over which credit score lenders will use for home loans.

For as long as we can remember, lenders used FICO scores to decide whether a borrower qualified for a mortgage loan, which was then sold to the credit giants Fannie Mae or Freddie Mac.

But ...

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