I recently came across a report issued by FICO, the preeminent credit scoring agency in the world, entitled “Understanding FICO Scores: What you need to know about the most widely used credit scores.”
In order to further educate you about FICO and how you can keep a great credit score, today I’ll summarize some of ... Continue Reading →
If credit is a challenge for you because of a lack of established tradelines and accounts, a big help will be coming next year, thanks to FICO.
According to the nation’s preeminent credit reporting firm (of the Fair Isaac Corporation), U.S. consumers will benefit from a new and different kind of credit score that will particularly come ... Continue Reading →
Banking in booming Sacramento:
If you live in Sacramento, the booming capital city of California, you certainly have a lot of options when it comes to banking. In fact, it seems like there’s a big national bank like Wells Fargo, Chase, Bank of America, and many more sitting on nearly every block.
However, smart and money-wise Sacramentans often walk right past ... Continue Reading →
Residents of Las Vegas and Nevada are known for many things, including hosting millions of tourists, gamblers, and vacationers every year to the ‘Vegas Strip. But Nevadans are now known for another, more auspicious, reason: mismanaging their finances.
Unfortunately, that’s the ugly truth we find by looking into the wallets of the average Las Vegas or Nevada consumer – a fact that’s backed ... Continue Reading →
Las Vegas shines bright – except when it comes to credit scores
When the average person thinks of Las Vegas, they may think of the brightly-lit ‘Vegas strip, winning fortunes at the casinos, and partying with models by the pool. Of course, we know that the reality of living in Sin City – or the Silver State – rarely matches that tourist fantasy. One thing that Las Vegas residents AREN’T known for are good credit scores.
In fact, ... Continue Reading →
If we had to characterize the Las Vegas metro housing market (encompassing both Las Vegas and Henderson, NV) in one over-simplified description, it would probably be that the market was moving like a speeding racecar and someone just tapped the brakes for the first time in a while.
But while the luxury side of the real estate market (and those who price listings ... Continue Reading →
San Jose’s low unemployment rate
San Jose is red hot, and I’m not just talking about the sweltering summer temperatures throughout California. In fact, the third largest city in the Golden State with more than one million residents, is one of the most super-charged economies in the nation with a booming tech industry and real estate prices that are skyrocketing. The current day economic Gold Rush in San Jose is also reflected in its job market, and no statistics are more ... Continue Reading →
California is known for many things, including beautiful coastline, amazing peaks and parks, wine country, and plenty of sunshine. But there’s another thing that the Golden State is known for – high housing prices. While we usually think of San Francisco, Los Angeles, or even San Diego first when luxury real estate comes up, it’s another city – San Jose – that ... Continue Reading →
We’ve all seen a movie and then looked forward to the sequel. Usually, the second film isn’t as good as the first, and we leave the theater somewhat disappointed. But, sometimes, part II is even better than the original, and we walk out thoroughly entertained.
So, when we talk about the horror film of credit card debt in the United States, American consumers are ... Continue Reading →
Did your credit score just go up?!
Quick, go check your credit score. If you’re like millions of Americans, you may see that it’s significantly higher than it was only a few months – or weeks – ago. Even if you haven’t paid off your credit cards, canceled an account you weren’t using, ... Continue Reading →