Ranking the most beautiful city in the U.S. for everything from school systems to gas prices, real estate to debt levels, and even credit scores.
If you live in San Diego, then you’re probably incredibly proud of your scenic SoCal city, and vacationers flock to experience its beautiful bay and temperate climate. But is life in San Diego really all sunshine, ... Continue Reading →
San Diego may have a sizable population (1.37 million people), but it’s now also a young city, with 25% of residents 25 years old or younger. With a median age of only 34.9 years, there are a whole lot of Millennials just trying to make their way in the working world, as well as Gen Xers starting families.
It seems harder than ... Continue Reading →
When is it the smart play to refinance your home loan?
These days, it’s impossible to ignore all of the chatter about low interest rates, lower interest rates, and, by the way, the Fed just dropped rates again. With that comes a landslide of refinancing as homeowners try to save a few bucks by grabbing a home loan with a lower rate ... Continue Reading →
If you’ve ever paid a visit to San Diego, you probably returned home praising the city for its beauty, perfect weather, and fun, active vibe.
It’s also a mixed bag when it comes to credit scores, debt levels, and other financial metrics, as San Diego is one of the most expensive cities to live in, leading ... Continue Reading →
If you’ve visited the majestic seaside city of San Diego in southern California, then you’re well aware that it’s one of the most scenic, clean, and pleasantly-temperate cities in the entire country. However, you probably already realize that it’s not cheap to live, stay, or play in San Diego. So, today we’re going to take a look at what’s inside the wallet of ... Continue Reading →
Most of us have at least one credit card, debit card, or some sort of charge card in our wallet or purse (or, a lot more than one!). These days, we reach for them without a second thought for many of our purchases, as charging-it-on-plastic has become a way of life. But little do we know, the credit card industry ... Continue Reading →
- Credit card debt is at an all-time high – and still on the rise.
At the end of Q4 of 2018, the Federal Reserve Bank of New York announced that U.S. personal credit card debt hit the $870 billion mark. Not only do they expect that number to hit $900 billion in 2019, but it also marks the highest level of ... Continue Reading →
Are you making mistakes when it comes to your credit score? A lot of consumers may think they have a good idea of how to manage their credit, but keep making these same errors, over and over. Avoid these credit mistakes your FICO score will be on the rise!
The 8 most common credit mistakes:
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- Worrying too much about having your credit ...
By now, you’re probably aware that credit scores range from about 300 to 850 (for FICO Scores), where your score sits on that spectrum, and even what’s typically considered a poor, good, or excellent score.
But what you might not realize is that the range of credit scores (and where you sit on it) isn’t as set in stone as you ... Continue Reading →
FICO is the preeminent credit reporting service in the United States, with 90% of all lending decisions in the United States dictated by FICO every single day. While there’s a lot of useful information about FICO (including our recently-published eBook), one aspect of credit reporting and scoring still creates some confusion: inquiries.
So today ... Continue Reading →