The Top-10 Blue Water Credit Blog Posts of 2015

As 2015 comes to a close and we look ahead to 2016 with fresh hope, optimism, and lofty goals, eager to face the challenges it will hold. But before we turn off the lights on 2015, we wanted to recap the best blog posts of the year. Here are the top Blue Water Credit bog posts of 2015 as chosen by you. Thanks again for clicking, reading, sharing, and being a part of the Blue Water Credit family. We look ...

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Digging Deeper Into The Issue of Personal Debt

A new study digs deeper into the issues, problems, and root causes, of our personal debt.

How much do we owe, to whom, and why? Those are the questions a recent comprehensive financial survey by set out to answer, with some alarming results. NerdWallet, a financial website that relies heavily on data, analyzed the most recent (Q3 2015) statistics from the New York Federal Reserve, the U.S. Census Bureau, and others in the industry, as well as using a Harris ...

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12 Credit and financial tips for the holidays.

The holidays are here, and while it’s a golden time to enjoy family, friends, give back to others and the many blessings in our lives, it’s also a time of year that can be dangerous financially. In fact, most households see a huge spike in spending and debt over between Thanksgiving, Christmas or Hanukkah, New Years – so much so that many retailers make 15-20 percent of their total annual sales during that period. Add in Valentines Day, winter family ...

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Mark Zuckerberg and Priscilla Chan celebrate the birth of their daughter by giving away 99% of his shares in Facebook.

How do most people celebrate the birth of their first child? Maybe they commemorate the arrival of a little bundle of joy by sending out cute notices in the mail, taking myriad baby photos, or even passing out the traditional cigars at work. But when Mark Zuckerberg, founder and CEO of Facebook, and his wife, Priscilla Chan, gave birth to a baby girl, Max Zuckerberg, he celebrated the occasion with what is possibly the most generous and selfless act in ...

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​The Majority Report; at least 50% of Americans ___________?

At least 50% of Americans _________________.

There are about 321,729,000 U.S. citizens at this very moment. That means that 160,864,500 is a perfect even split of 50/50. Add one person to either side, and you have an unbalanced scale, with one side having at least 160,864,501.

Since the dictionary defines the word ‘majority’ as a greater number, we we were wondering how we could quantify, characterize, and describe that majority of citizens in the United States – filling in that blank.

We did ...

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Cheap technology is costing us more than ever.

Evolution in new technology – in our homes, our offices, in our cars, and even worn or carried on our persons – are supposed to bring abundant and inexpensive smart tech solutions to our every day lives, right? The cool new computing and media devices and options may be omnipotent, but surprisingly, the price tag on all of this “cheap” tech has gone up, not down.

A study released last year by the American Institute of Certified Public Accountants found some ...

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25 Tips to help organize your home. (Part 1 of 2)

Getting your home organized and in order can seem like an impossible mission, but with a little planning and commitment, every one of your possessions will be in its proper place – and you’ll feel like the king or queen of your castle again.

In order to help you prepare, we thought we’d give you our top 25 tips to help alleviate the stress and get your home clutter free – and most importantly, keep it all away! Look for part ...

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30 Things You Didn’t Know About Thanksgiving.

1. Americans eat 46 million turkeys every Thanksgiving and eat about 535 pounds of turkey meat.

2. The average turkey day gobbler weighs 16 lbs. On average, they are 70% white meat and 30 % dark meat.

3. White meat and dark meat are in fact, very different. Dark meat has about twice the fat and contains saturated fat. While eating white meat may save you a few calories (only about 45 per serving), you’ll miss out on the darker meat’s vitamins, ...

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How much will you spend on interest payments in your lifetime? This number will shock you!

How much interest will you pay over the course of your lifetime? If you add up all the interest the average person spends on mortgage payments, car loans, and credit cards, the aggregate number is pretty starting: $279,000.

That’s the amount of total dollars spent (or wasted, depending on how you look at it), over a consumer’s lifetime when you factor in the typical use of debt, loans, and finances. But that number could easily jump higher for some consumers, or ...

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Can you sue your bank? Litigation against financial institutions may soon become a reality.

Has it ever occurred to you to sue your bank? If you’re like most people then you’ve never even thought about it, but that may be changing thanks to some new changes in the industry.

Still, the majority of consumers aren’t even aware that they’ve signed away their right to join class actions against their bank or credit card company. Now, the CFPB (Consumer Financial Protection Bureau) wants to ban companies from including so-called ‘arbitration clauses’ in their service agreements, calling ...

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