​Vanity, Incorporated. Just how much do we spend on looking good?

Looking good is big business around the world, but no one spends more on cosmetics, beauty products, surgeries, and grooming than people in the U.S. In fact, in 2015 alone, the beauty industry generated $56.2 billion in the United States (to put it in perspective, the medical technology industry makes only $44 billion every year).

But is our spending on vanity out of control? You be the judge once you read these facts about the beauty industry:

Goldman Sachs estimates that the ...

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BWC makes the Sacramento Business Journal’s list of Fastest Growing Companies in the region for the second year in a row.

Blue Water Credit has done it again – ranking as one of the fastest growing companies in the Sacramento region, as recognized by the Business Journal. The “Biz Journal”, the preeminent business and commerce news source in the California capital, releases an annual list of the 50 fastest-growing companies in Sacramento, Placer, and El Dorado counties, and 2016’s list shows that Blue Water Credit has earned the prestigious designation not just once, but twice in a row now.

The list, compiled ...

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Trended Credit Data is the new “trend” in Fannie Mae underwriting

There is a new “trend” in mortgage loan underwriting, but thankfully, it’s not Pokémon Go, skinny jeans, or wearing a smart watch. Instead, the Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, announced that they will soon require all lenders to use “Trended Credit Data” when underwriting single-family homes for mortgage loans.

In case you’re not up on the latest “trends” (if you see hundreds of young people walking around like zombies at your local park staring at ...

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Never underestimate the importance of online reviews

When it comes to promoting your business, you can do all of the marketing and paid advertising in the world but it still won’t surpass one crucial factor in your success – customer reviews. In fact, customer reviews – particularly through social media and online review sites like Yelp, Google+, Foursquare, and Facebook – are more important than ever in attracting a new audience and converting them to new clients efficiently.

But online reviews are also a double-edged sword since the ...

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These four dates could have a huge impact on your credit score

When it comes to credit reporting and your credit score, there are a lot of numbers that are critical, but we often forget to focus on the various dates that coincide with your accounts. In fact, there are four important dates that show up on every credit report that play a big part of whether your score is on the rise or sinking like a stone. They are:

  • Date Opened
  • Date of Last Activity
  • Date Reported
  • Inquiry Date/Date of Request

We’ll define these dates here, ...

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50 Facts about Starbucks, the world’s biggest coffee chain.

Did you stop for coffee on your way to work this morning? Take a walk during your afternoon break for a java pick-me-up? If so, there’s a good chance you visited your local Starbucks coffee shop. But no matter if you have a daily Venti habit, you’re a fan of Frappuccinos on hot summer days and Pumpkin lattes on rainy October nights, or you can’t help but notice the green nautical logo everywhere, you may find these 50 facts about ...

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