The State of Housing Mid-Year 2021

2020 was an unprecedented year for many unfortunate reasons, and those ups and downs have extended through 2021 so far. But one area that is the subject of much confusion and misconception is the housing market. Sure, we all pay close attention to home appreciation rates and sales prices, but today, I wanted to dig deeper.

 

We’ve certainly never seen this ...

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When a lender changes course, why should your credit score have to suffer?

In recent weeks, customers of a certain big national bank (I won’t mention the name, but it rhymes with Shmells Shargo!) abruptly changed course, cancelling all of their personal lines of credit.

The company (ok, it’s really Wells Fargo) released a six-page letter to customers (should it really take six pages to break the news?), stating that the bank had “decided to ...

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