Your Path to Better Credit Starts Here.
Whether your credit only needs a quick fix, or a total rebuild, we can help you. Once your destination has been defined, we will develop a unique strategy to repair your past, restore your present, and rebuild your future.
“Thank you, thank you, thank you! Our three FICO Scores raised 80-93 points, in the FIRST 3 MONTHS! We went from not being able to purchase a home to currently shopping for a home on pre-approved credit. The services and care that Blue Water Credit provided has changed our outlook in life.”
Shawn & Tracy
Blue Water Credit Sacramento Clients and New Homeowners
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Credit Affects You, Whether You Have It Or Not
Credit Scores and Credit Reports
“What is a good credit score?” “What are the credit reporting agencies I should pay attention to?” These are questions people usually ask when it comes to credit scores in order to repair your credit fast.
When you apply for credit (credit card, an car loan, or a mortgage) lenders want to know what risk they’d take by loaning money to you. When lenders order a credit report, they can also can buy a FICO credit score that’s based on the information in your credit report. A FICO credit score is based on a snapshot of a credit report at a particular point in time.
It is important to know that most credit scores on the internet are NOT the same scores lenders use. Over 90% of lenders use FICO Scores. The other credit scores out there are called “educational credit scores.”
We recommend pulling a credit report from a reliable source such as Annualcreditreport.com, Myfico.com or from a lender. Once you’ve obtain a copy of your credit report, contact Blue Water Credit for a risk-free consultation on how to maximize your FICO scores. We are headquartered in Sacramento California and also offer credit repair services in San Jose , credit repair in San Diego, Las Vegas, Los Angeles and many cities in the US
Our Promise to You.
We believe there is more to life than making a living- we want to make a difference. Blue Water Credit’s goal is to provide you with a great experience with our company, whether you just call in for advice or become a client. We aim to set clear expectations, have good communication and only take on clients we feel would benefit from our services.
Greater Sacramento Area Service Locations
We serve the Sacramento metropolitan area through our office in Roseville, CA. Surrounding areas we serve are Sacramento, Elk Grove, Citrus Heights, Davis, Folsom, Rancho Cordova, Rocklin, Woodland, Yuba City, Auburn, Galt, Grass Valley, Lincoln, Marysville, Placerville, South Lake Tahoe, Truckee and West Sacramento.