As 2015 comes to a close and we look ahead to 2016 with fresh hope, optimism, and lofty goals, eager to face the challenges it will hold. But before we turn off the lights on 2015, we wanted to recap the best blog posts of the year. Here are the top Blue Water Credit bog posts of 2015 as chosen by you. Thanks again for clicking, reading, sharing, and being a part of the Blue Water Credit family. We look forward to helping you in the new year!
1. Nike, Inc. sits atop the mountain as the most successful athletic, sneaker and fashion brand ever. In fact, Forbes Magazine lists Nike as the #18 most valuable brand in the world. With 56,000 employees worldwide and annual sales topping $30 billion, Nike, simply NKE on the New York Stock Exchange, is considered one of the top companies of all time. But it wasn’t always that way…
2. The company that was to become Nike was conceived on January 25th, 1964, when Phil Knight and Bill Bowerman founded Blue Ribbon Sports.
3. Phil Knight first thought about starting a sneaker company while writing a college paper. He believed that sneakers made in Japan could compete with the popular German brands like Adidas and Puma.
The Cost of Cute: A new report highlights that raising a child now costs almost a quarter of a million dollars.
I once heard a comedian joke that babies and children are made so cute just so parents can cope with the fact that they’re so much work and difficult to raise. That may be true, and we can add the fact that children are pretty expensive to that list.
The United States Department of Agriculture (USDA) recently released their annual Expenditures on Children by Families report, highlighting the accumulated cost of raising a child. The USDA tallied the line items or many different expenses, such as housing, transportation, child care, health care, food, and clothing, etc. for raising a child from 0-18 years old, but not beyond. The result?
A middle-income family now can expect to pay about $245,340 to raise a child. Of course that number fluctuates depending on the family’s income, the region in the country where they live, if they live in a city (more expensive) or the suburbs or country, and if their child gets a public or private school education.
There’s a great saying about home ownership that goes: “Everyone pays a mortgage every month and everyone buys a house; it´s just a matter if it´s yours or your landlord’s.” That’s 100% true when you think about it, because over a lifetime of paying rent, whether it’s in an apartment or house, your money is going to pay for the landlord’s investment. Of course renting is right for some people based on their financial situation and housing needs, but there is a huge number of renters out there who would love to achieve the American Dream of owning a home, but they just aren´t sure how to get started or they have reservations. So we put together a list of seven things every renter should know about home ownership, which could very well turn them into first time home buyers!