Is debt settlement right for you? What are the best debt settlement solutions available?
Debt is an unwelcome guest at the table in many American households. The average U.S. household with debt carries $15,355 in credit card debt and $129,579 in total debt. Debt is not a result of irresponsible spending, but is a considerable hindrance to a family’s credit worthiness.
Why debt has grown: The rise in the cost of living has outpaced income growth over the past 12 years. While median household income has grown 26% since 2003, household expenses have outpaced it significantly.
Types of debt that can be settled:
Not all debts are created equal. There are credit card debts, mortgage debts, auto loan debts, student loan debts, and other debts. Some are easier to resolve and negotiate and some will require a rehab plan with the creditors. And, under the right conditions, some debt is good for your financial and credit worthiness.
Yes, I’d like more info about debt settlement!
From the Credit Repair Perspective
Citrus Heights, CA
Many debt settlement companies are solely interested in consolidating your debt and settling with your creditors, without any regard to your credit score. Because we help restore your credit score, our debt settlement solutions come from the perspective of doing what’s best to restore your credit.
With over seven years of debt settlement experience we have been able to create vital contacts within various collections agencies, allowing us to get the best settlement agreements for our clients.
We will analyze your existing debts and give you a comparison of debt reduction options, including debt settlement and credit counseling. Knowing your options is the only way to decide which plan is best for you.
Effective Debt Settlement for Credit Restoration
Because of our unique experience in both debt settlement and credit repair, we are able to settle accounts with a view to improve your credit. While most debt settlement companies will simply settle the debt, we always aim to settle accounts for deletion because that’s what helps your credit score.