Beware of Robo-Calls and the dangerous new “Yes” scam

“Yes.”

It starts that simply – with you answering affirmatively to a question from an anonymous caller on your home phone, “Can you hear me?”

But that one-word answer can instantly enable scammers to hack your accounts and steal your identity.

In fact, automated phone calls meant to defraud you are so prevalent that they’re called “robo-calls,” since criminal organizations can orchestrate millions of calls a day through ...

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Equifax Data Breach: The Facts and What to Do

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.

Whether your information was exposed, U.S. consumers can get a ...

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EquiHACK! Here’s why you should be seriously angry.

Last week, the credit bureau Equifax made a shocking announcement: they’ve been hacked. Not only has the cyber security at one of the nation’s three biggest credit bureaus breached, but the personal data of up to 143 million of its customers was compromised – which is about half of all U.S. consumers.

According to reports of the hack, the information that cyber-criminals obtained from Equifax’s database ...

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Could the flooding in Houston ever happen in Sacramento? It already did during the Great Flood of 1862

Recently, we’ve seen images on television and across the internet that seemed unimaginable, as the city of Houston was underwater after Hurrican Harvey struck. Of course, our thoughts and donations go out to the victims of Harvey, as we wish them a speedy and safe recovery, but our minds also turn to the inevitable question: could something like that happen here in Sacramento?

Actually, ...

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Why that “free” credit score you just got is probably useless

Navigating the credit score landscape is sometimes treacherous for consumers, with so much confusing and seemingly contradicting information about scoring models, multiple credit bureaus, reporting guidelines, and plenty of websites offering “free” credit scores.
In fact, when someone clicks on one of those offers to view their credit score, they will quickly find out that the free offer:

1) Isn’t free, and

2) Also may not be ...

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30 Facts about the gym and fitness industry that will surprise you!

Over the past few decades, fitness has climbed from a P.E. class and garage weight set afterthought to a multi-billion dollar industry. Getting people to work out and try to be healthier has also never been more necessary, as according to the Centers for Disease Control, almost 70% of Americans over the age of 20 are overweight, including 35% that are considered obese.

But just signing up ...

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Death by a Thousand Hidden Fees

If you’re like most Americans, you’re probably tightening your budget and watching what you spend. But it’s not just the cost of goods and services that’s eating up your paycheck, but also the hidden and unnecessary fees that are being lumped in by companies just to try and bleed a few more dollars out of ...

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