For millions of first-time homebuyers and other homeowners, the Federal Housing Administration (FHA), is the best resource they’ll ever find. Originated back in 1934, the FHA is a government agency that facilitates access to home ownership for more Americans. They do that in an ingenious way, since the FHA doesn’t actually lend their own money ...Continue Reading →
We all know that the U.S. economy is colossal, right, but just how big? In fact, with a 2015 GDP of just under $18 trillion, the US economy represents more than 20% – or more than 1/5th – of the entire global economy. Although emerging economic superpowers like China are significant, their economy is still ...Continue Reading →
Anyone who’s in the mortgage business knows that the halcyon days of an easy refi boom driven by historically low rates is probably over, which means that credit score will be more important than ever in getting a borrower approved for the right loan product. But even if you pull their credit and they fall ...Continue Reading →
If you’re a Realtor or loan officer, it probably feels like you spend the lion’s share of your time collecting and organizing other people’s documents. But now that it’s 2017 and April 15 isn’t too far away, it’s time to get your own financial house in order for the IRS.
Considering that most Realtors, loan officers, and brokers are self-employed, that means getting a (hopefully sizable) ...Continue Reading →
Have you ever run into a sales professional – maybe even one of your realtor or loan officer peers – that talk a mile a minute, spouting so much information and banter that their client barely has a second to get a word in? Chances are they’re not the top-producing sales person in your office – or even anywhere close, right?
That’s because a sale occurs when you listen, not when you’re speaking. For that reason the Socratic Method – or ...Continue Reading →
The tragic case of murdered Realtor Beverly Carter reminds everyone in the business just how vulnerable we are, and especially women who are showing houses and meeting with clients. We care deeply about keeping our beloved real estate family safe, so Blue Water Credit would like to present you those 18 essential Realtor safety tips.
1. Work on the buddy system.
Have a designated safety partner in the office, an assistant or other realtor who you coordinate your schedule with. Communicate ...
This morning, news broke that shattered the real estate community and filled us with dear, empathy, and anger all at the same time. Arkansas Realtor Beverly Carter, who was reported missing last Friday night after disappearing from a routine home showing, was discovered dead. Carter, 49, an experienced real estate professional who worked for Crye-Leike Real Estate in Scott, Arkansas, hadn’t been heard from after driving out to show a listing on Friday, September 25. She called her husband, Carl ...Continue Reading →
Thomas Edison said it best, “Opportunity is missed by most people because it is dressed in overalls and looks like hard work.” Instead of looking for shortcuts or ways to just skate by with minimal effort, successful real estate and mortgage professionals attach their workday with passion and enthusiasm. They always go the extra mile for their clients, and focused work ethic separates them from the pack.
2. They stay on the forefront of ...