20 Things the Wealthy Do Every Day

So what do the wealthy do every day that the impoverished don’t do?

Tom Corley, on his website RichHabitsInstitute.com, outlines a few of the differences between the habits of the wealthy and impoverished.

1. 70% of wealthy eat less than 300 junk food calories per day. 97% of impoverished people eat more than 300 junk food calories per day. 23% of wealthy gamble. 52% of impoverished people gamble.

2. 80% of wealthy are focused ...

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So you didn’t win the $1.6 billion lottery jackpot? Here are 25 facts you should know – including how to increase your chances next time.

When the PowerBall jackpot recently grew to over $1.6 billion dollars, a lot of people ran to their nearest gas station, deli, or convenience store to buy a ticket. For the few people who came out with the lucky numbers, their lives will be changed forever. But for the rest of us, life just goes back to normal – until the jackpot grows large enough to capture our attention again and we buy tickets. But what are the actual odds ...

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Billions of dollars go unclaimed in the U.S. every year – and some of it may belong to you.

There’s money for you “out there,” just waiting for you to come and claim it. So why aren’t you? Probably, if you’re like most Americans, because you don’t know where to find it or that it even exists. It’s true – there are piles of money owed to ordinary citizens every year but go unclaimed. You’ll be amazed when you hear how much it is – and that your name might be on some of it!

How much money is left ...

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The Top-10 Blue Water Credit Blog Posts of 2015

As 2015 comes to a close and we look ahead to 2016 with fresh hope, optimism, and lofty goals, eager to face the challenges it will hold. But before we turn off the lights on 2015, we wanted to recap the best blog posts of the year. Here are the top Blue Water Credit bog posts of 2015 as chosen by you. Thanks again for clicking, reading, sharing, and being a part of the Blue Water Credit family. We look ...

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12 Credit and financial tips for the holidays.

The holidays are here, and while it’s a golden time to enjoy family, friends, give back to others and the many blessings in our lives, it’s also a time of year that can be dangerous financially. In fact, most households see a huge spike in spending and debt over between Thanksgiving, Christmas or Hanukkah, New Years – so much so that many retailers make 15-20 percent of their total annual sales during that period. Add in Valentines Day, winter family ...

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25 Tips to help organize your home. (Part 1 of 2)

Getting your home organized and in order can seem like an impossible mission, but with a little planning and commitment, every one of your possessions will be in its proper place – and you’ll feel like the king or queen of your castle again.

In order to help you prepare, we thought we’d give you our top 25 tips to help alleviate the stress and get your home clutter free – and most importantly, keep it all away! Look for part ...

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24 Ways to keep your kids safe this Halloween.

As the nights grow colder and the leaves hint at changing color, we know it’s almost time for the spookiest of all the holidays, Halloween. October 31 is the perfect opportunity to take out our creepy costumes, decorate the house, and prepare for a ghoulishly good time with the kids. But while Trick or Treating might be a childhood activity, it’s not something that parents should take lightly. In fact, children are twice as likely to be hit by a ...

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10 Tips to setting safer pA$sW@rdS.

Cyber crime is a serious concern for anyone who uses a computer, smart phone, tablet, has social media accounts, or shops online – so basically, everyone. In fact, cyber crime is the fastest growing segment of all criminal activity. Between identity theft and online fraud, it’s estimate that 1 in 8 Americans will be affected this year.

Even if you think you’re being careful, you probably aren’t careful enough. On nearly 90% of all websites, third-party trackers are recording what you ...

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12 Tips to help you ‘sleep like a baby’ every night.

Do you sleep like a baby every night? If the answer is ‘no,’ then you’re in good company. Studies show that 62% of Americans have some trouble sleeping every week and up to 40 million Americans have a chronic sleep disorder. And while doctors and sleep specialists still debate whether 8 hours of shut-eye is the optimal amount, countless millions of people don’t even come close to that much restful, uninterrupted sleep every night.

Here are some tips and techniques to ...

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The new Thoreaus? Why more Americans are choosing to simplify and reprioritize their lives like the author of ‘Walden’ 150 years ago. (1 of 2)

On July 5, 1845, a young writer named Henry David Thoreau moved from his comfortable existence in Concord, Massachusetts to a simple patch of forest on Walden Pond. In exchange for his work clearing the land and other chores, Thoreau was allowed to occupy the plot and build his own house.

He did just that, constructing a simple 10’ by 15’ English-style cottage, decorated with only a bed, a table, a small desk and lamp for writing at night, and three ...

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