If you’re like most Americans, you’re probably tightening your budget and watching what you spend. But it’s not just the cost of goods and services that’s eating up your paycheck, but also the hidden and unnecessary fees that are being lumped in by companies just to try and bleed a few more dollars out of ...Continue Reading →
Do you shop at the dollar store? If you’re like most Americans, you love an occasional trip to the store where everything is $1, 99 cents, or even less! Here are some interesting facts about the big business of the stores with such small prices:
There are actually three models for dollar stores:
Dollar Tree is a ...Continue Reading →
According to new data from the American Psychological Association and other studies, money is the leading cause of stress for Americans.
In fact, 76 percent of Americans report that financial worries stress them out the most, above even work (70 percent), angst about the economy (65 percent), family responsibilities (47 percent) and personal health concerns (46 percent).
1 in ...Continue Reading →
February is Black History Month, so we’d like to applaud and celebrate some heroes of the Untied States civil rights movement. Initiated by Carter G. Woodsen in 1921 as only a week, this reverence for African American contribution and culture was placed in February because it marked the birthdays of both Frederick Douglass and Abraham Lincoln. It was later expanded to a full month in ...Continue Reading →
Do you own a pet? Chances are, you either have a beloved pooch or frisky feline in your care, and if so, you probably spend a hefty sum of money keeping them fed, healthy, happy, and even entertained. In fact, the pet industry is one of the largest niche segments of household discretionary spending, and has even proven to be recession proof over the last 5+ years. Of course we can’t measure our love for the loyal family dog ...
As the nights grow colder and the leaves hint at changing color, we know it’s almost time for the spookiest of all the holidays, Halloween. October 31 is the perfect opportunity to take out our creepy costumes, decorate the house, and prepare for a ghoulishly good time with the kids. But while Trick or Treating might be a childhood activity, it’s not something that parents should take lightly. In fact, children are twice as likely to be hit by a ...Continue Reading →
I once heard a comedian joke that babies and children are made so cute just so parents can cope with the fact that they’re so much work and difficult to raise. That may be true, and we can add the fact that children are pretty expensive to that list.
The United States Department of Agriculture (USDA) recently released their annual Expenditures on Children by Families report, highlighting the accumulated cost of raising a child. The USDA tallied the line items or ...Continue Reading →
For most young children, money is a foreign and strange concept, as they just assume their mom or dad are omnipotent and can summon any toy, video game, or sugary breakfast cereal from the ether. But all too soon they’ll realize that money makes the world go ‘round, and we actually need to work hard for little green paper that we then pass on to others when we want to obtain goods or services. Soon they’ll be faced with their ...Continue Reading →
What do couples fight about? Whether just starting dating, in a long term relationship, or already married and the honeymoon is over, it may seem like there is an endless list of topics that romantic partners clash about: he throws his dirty shirts on the floor, she insists her poodle sleep on the bed, and they can’t agree on whether they should fly to the Caribbean or visit in-laws in Minnesota during Christmas vacation. (Ok, so there are some things ...Continue Reading →
In 1930, the iconic economist John Maynard Keynes floated some startling predictions about what the future of employment would look like. Keynes believed that we’d soon only be working an average of 15 hours every week, thanks to growing technology and industrialization.
His assertion was backed up by evolutionary biologist Julian Huxley, who calculated we’d only have to work two days every week in the future. In fact, they thought our time would be so liberated from industry and open to ...Continue Reading →