On September 11, 2001, the world as we knew it changed, forever. Most of us have emotional and shocking recollections of the moment when we first saw the images of a smoking World Trade Center. We soon learned that our country was the victim of a terrorist attack, including two planes hitting the World Trade Center towers in New York City, another crashing into the ...Continue Reading →
Can you believe the summer is already almost over and the kids will be going back to school? Me neither! Here are 35 fun facts about back to school craziness to help you cope!
1. There are approximately 33 million elementary school children in the U.S, 17 million kids attending high school, and 8.8 little ones in ...Continue Reading →
If you’re thinking of buying a home for the first time, or maybe haven’t owned since the real estate collapse starting in 2008, you may be wondering what credit score you need to get a mortgage.
In fact, before the housing market crashed, it was far easier for the average person to get a loan since credit standards were very low (or nonexistent!) and the subprime ...Continue Reading →
If you’re like most Americans, you’re probably tightening your budget and watching what you spend. But it’s not just the cost of goods and services that’s eating up your paycheck, but also the hidden and unnecessary fees that are being lumped in by companies just to try and bleed a few more dollars out of ...Continue Reading →
Would you like to work at home every day in your pajamas? Or how about doing your job from your favorite neighborhood coffee shop, or on your laptop just about anywhere as you travel?
The reality is that virtual work, in all of its forms, is on the rise, and is no longer a facet of employment and the economy that employers or workers can ignore. ...Continue Reading →
For millions of first-time homebuyers and other homeowners, the Federal Housing Administration (FHA), is the best resource they’ll ever find. Originated back in 1934, the FHA is a government agency that facilitates access to home ownership for more Americans. They do that in an ingenious way, since the FHA doesn’t actually lend their own money ...Continue Reading →
Amid our current rosy good news of stock market surges and economic growth, there sits an extremely prickly thorn: high credit card debt. In fact, the levels of U.S. consumer credit cards and other personal debt have reached levels not seen since the debt parade stopped in 2008 with the U.S. financial collapse.
In fact, as of 2016, our collective consumer credit card debt climbed to $927.1 billion, ...Continue Reading →
Is your credit report relatively clean, except for one big, ugly item that won’t go away – a judgment? It’s a fact of life that some disputes – with landlords, collection agencies and other debtors – sometimes end up with a judgment against you. If that’s the case, we have good news, as it may be possible to have a judgment against you dismissed (called ...Continue Reading →
February is Black History Month, so we’d like to applaud and celebrate some heroes of the Untied States civil rights movement. Initiated by Carter G. Woodsen in 1921 as only a week, this reverence for African American contribution and culture was placed in February because it marked the birthdays of both Frederick Douglass and Abraham Lincoln. It was later expanded to a full month in ...Continue Reading →
If you’re a Realtor or loan officer, it probably feels like you spend the lion’s share of your time collecting and organizing other people’s documents. But now that it’s 2017 and April 15 isn’t too far away, it’s time to get your own financial house in order for the IRS.
Considering that most Realtors, loan officers, and brokers are self-employed, that means getting a (hopefully sizable) ...Continue Reading →