If you’re a real estate agent, loan officer, or work in sales in any capacity, then prospecting is a way of life. Cold calling, door knocking, social media posts, email newsletters, mailing postcards, prospecting phone calls, and even open houses are the tools of the trade. In fact, you probably spend the lion’s share of your ...Continue Reading →
Last year, about 137 million Americans – about half of our adult population – flocked to malls, shops, and their favorite retailers on Black Friday. They’re spending big bucks, as U.S. consumers will throw down about $61.4 billion in sales this year, up from $41 billion in 2008. (In total, we’re expected to spend about $682 billion this holiday season!)
The name “Black Friday” actually came ...Continue Reading →
Are you an Amazon Prime member? If you shop on Amazon.com, the world’s biggest retail site, the chances are that you’ve already signed up to take advantage of their exclusive membership subscription.
In fact, Amazon Prime has grown so quickly that it’s revolutionizing the online retail industries. Rendering traditional buying and selling models obsolete, ‘Prime has sent shock waves around the world of product sales, leaving ...Continue Reading →
Last week, the credit bureau Equifax made a shocking announcement: they’ve been hacked. Not only has the cyber security at one of the nation’s three biggest credit bureaus breached, but the personal data of up to 143 million of its customers was compromised – which is about half of all U.S. consumers.
According to reports of the hack, the information that cyber-criminals obtained from Equifax’s database ...Continue Reading →
Our economy seems to be rolling along nicely, with a full recovery from the Great Recession and the stock market hitting record levels. But is all well and good with the economy when it comes to American consumers spending, debt, savings, and retirement?
Here are 25 frightening financial facts to ponder:
1. 52% of Americans are spending ...Continue Reading →
Can you believe the summer is already almost over and the kids will be going back to school? Me neither! Here are 35 fun facts about back to school craziness to help you cope!
1. There are approximately 33 million elementary school children in the U.S, 17 million kids attending high school, and 8.8 little ones in ...Continue Reading →
Cue the band, roll out the red carpet, and drop the confetti, because America just got some great (credit score) news: the average U.S. FICO score has reached 700.
FICO, which is one of several credit scoring models but also the most widely used one by lenders, including mortgage lenders, reported that the average score hit 700 for the first time ever. FICO scores are based on a 300-850, and lenders and creditors usually consider above 740 as “prime” credit, giving ...Continue Reading →
Over the past few decades, fitness has climbed from a P.E. class and garage weight set afterthought to a multi-billion dollar industry. Getting people to work out and try to be healthier has also never been more necessary, as according to the Centers for Disease Control, almost 70% of Americans over the age of 20 are overweight, including 35% that are considered obese.
But just signing up ...Continue Reading →
What would you guess is the most valuable brand in the world?
A bevy of companies and products might come to mind, but now we have confirmation as to which is the brand with the highest reported financial worth thanks to a Forbes magazine report.
Leading the annual list of the world’s 100 top brands is perennial powerhouse Apple, with an estimated worth of $175 billion last ...Continue Reading →
If you’re like most Americans, you’re probably tightening your budget and watching what you spend. But it’s not just the cost of goods and services that’s eating up your paycheck, but also the hidden and unnecessary fees that are being lumped in by companies just to try and bleed a few more dollars out of ...Continue Reading →