If you’re a real estate agent, loan officer, or work in sales in any capacity, then prospecting is a way of life. Cold calling, door knocking, social media posts, email newsletters, mailing postcards, prospecting phone calls, and even open houses are the tools of the trade. In fact, you probably spend the lion’s share of your ...Continue Reading →
If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.
Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.
Whether your information was exposed, U.S. consumers can get a ...Continue Reading →
Last week, the credit bureau Equifax made a shocking announcement: they’ve been hacked. Not only has the cyber security at one of the nation’s three biggest credit bureaus breached, but the personal data of up to 143 million of its customers was compromised – which is about half of all U.S. consumers.
According to reports of the hack, the information that cyber-criminals obtained from Equifax’s database ...Continue Reading →
Our economy seems to be rolling along nicely, with a full recovery from the Great Recession and the stock market hitting record levels. But is all well and good with the economy when it comes to American consumers spending, debt, savings, and retirement?
Here are 25 frightening financial facts to ponder:
1. 52% of Americans are spending ...Continue Reading →
Are you safe from identity theft or other financial fraud from someone assuming your identity? You may think everything is perfectly fine and that no one is using your identity to open up new credit cards, commandeer debit cards, or take over your financial accounts, but if you haven’t checked your credit report lately, you may be in for an unnerving surprise.
In fact, identity theft, ...Continue Reading →
The news is filled with pressing threats these days, both domestic and internationally. But while the average person may dismiss it, cyber attacks may be the biggest threat to our safety and way of life.
In fact, the recent ransomware attack has infected tens of thousands of computers in nearly 100 countries so far. Ransomware is ...Continue Reading →
At Blue Water Credit, we focus on educating our clients so they’re empowered to make good financial decisions that save them a lot of money. Today, we thought we’d bring you some valuable information in a different form – covering credit, debt and financial facts from 1 all the way to $15 trillion!
1 You may lose your one and only chance at buying your dream ...Continue Reading →
Would you like to work at home every day in your pajamas? Or how about doing your job from your favorite neighborhood coffee shop, or on your laptop just about anywhere as you travel?
The reality is that virtual work, in all of its forms, is on the rise, and is no longer a facet of employment and the economy that employers or workers can ignore. ...Continue Reading →
Take out a credit card from your wallet and look at it. What do you see? Probably, all you can take in is a piece of plastic with a bunch of random numbers on it. But, in fact, the numbers on our credit cards aren’t random at all, but a carefully conceived code that relays important information to banks, retailers – and even data thieves.
Why are ...Continue Reading →
Every time you use your smartphone to Google something, every time you tag your location on social media, and definitely every time you buy something online, companies are collecting your data. In fact, most major retail brands, companies, and online sites that sell products or services are carefully “mining” your sensitive personal and financial data, reselling it to third-party data collection companies who then analyze, ...Continue Reading →