God now has a credit score, plans to buy a new BMW.

God now has a credit score, and in fact it’s a divine 820 according to Equifax, one of the three major credit bureaus. But before we question the blasphemy of why God’s credit score isn’t perfect, it’s important to mention that this God is actual a New York City man named God Gazarov. Mr. Gazarov, a Russian immigrant who owns a jewelry store in Brooklyn, had a particular hellish run-in with Equifax after they refused to log him a ...

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25 Great ways to make an extra $500-$1,000 a month from home (part 1)

How would you like to make an extra $500 a month? How about $1,000 or more? It’s entirely possible to earn extra cash every month, working flexible hours virtually, out of your home, or even car, all while maintaining your regular job. An extra $6,000 or $1,000 can really add up, allowing you to pay off credit cards, your auto loan, get out of debt, or start saving money for a rainy day or investment. Over the course of just ...

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Can you escape Big Brother in our modern society? (Part 2 of 2)

In part 1 of this blog, we relayed the story of how a young writer named Henry David Thoreau moved to a remote path of woods by Walden Pond in 1845, where he built a humble cabin and lived a Spartan existence. When Thoreau emerged more than two years later, he had produced the manuscript to Walden, a memoir that trumpeted the virtues of simplicity, as well as the perils of conformity to modern industrial society. And while that was ...

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Myth Busters takes on credit scores

One of the most popular shows on television for 14 seasons since its debut in 2003, Myth Busters has been getting to the bottom of urban legends, unraveling paradox, and frankly, blowing a lot of stuff up along the way. After filming 282 episodes before the show was cancelled in March of 2016, Myth Busters has almost single handedly made science, physics, and engineering cool again with its brand of “science entertainment” with colorful hosts Adam Savage and Jamie Hyneman.

While ...

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25 more perfectly roasted and heavily-caffeinated facts about Starbucks, (including one coffee shop location you won’t believe!)

In part one of this blog we brought you 25 rich, steamy and delicious facts about Starbucks, the world’s most popular coffee brand. Here are 25 more perfectly roasted and heavily-caffeinated facts about Starbucks, including our vote for the nicest coffee store in the world!

1. Starbucks was originally based with a nautical theme to celebrate founding city Seattle’s seaport identity, so their logo also has a maritime design.

2. In fact, inspiration for the Starbucks logo came from a ...

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Comparing different FICO scores for mortgage, credit card, and auto lending

Or, more accurately, I should ask you if you know your FICO scores (plural) because the credit scoring giant calculates several versions of your credit worthiness number, based on which lender is looking.

When lenders come to FICO to access your credit score, there could be wild variations in the number they received, depending on what kind of loan you’re applying for. It’s estimated that FICO (originally The Fair Isaacs Corporation), the preeminent scoring model in the industry, generates up to ...

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20 Surprising Facts About Your Credit Score (Part 2)

Do you fully understand how your credit score it calculated and reported? You probably know that you should always pay your bills on time, not max out credit cards, and keep up to date on your mortgage, but if you’re still a little shaky on how the rest of it works, you’re not alone. However, there’s a whole lot beyond the basics of credit score and sound financial practices that the vast majority of Americans have no clue about!

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Remembering Zig; 50 quotes by the late, great sales trainer Zig Zigler

We miss Zig. For those of you in the business of selling real estate, mortgages, or any other type of sales who were lucky enough to hear him speak or even meet him, you probably miss him, too. In fact, ‘Zig’ Zigler (his real name was Hilary Hinton Zigler) left a lasting legacy when he passed away of pneumonia at the age of 86 in 2012. His sales wisdom and motivation techniques not only inspired us to be better sales ...

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Never underestimate the importance of online reviews

When it comes to promoting your business, you can do all of the marketing and paid advertising in the world but it still won’t surpass one crucial factor in your success – customer reviews. In fact, customer reviews – particularly through social media and online review sites like Yelp, Google+, Foursquare, and Facebook – are more important than ever in attracting a new audience and converting them to new clients efficiently.

But online reviews are also a double-edged sword since the ...

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These four dates could have a huge impact on your credit score

When it comes to credit reporting and your credit score, there are a lot of numbers that are critical, but we often forget to focus on the various dates that coincide with your accounts. In fact, there are four important dates that show up on every credit report that play a big part of whether your score is on the rise or sinking like a stone. They are:

  • Date Opened
  • Date of Last Activity
  • Date Reported
  • Inquiry Date/Date of Request

We’ll define these dates here, ...

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