pet-industry-growth

The U.S. pet industry is barking, biting, and booming like never before.

Do you own a pet? Chances are, you either have a beloved pooch or frisky feline in your care, and if so, you probably spend a hefty sum of money keeping them fed, healthy, happy, and even entertained. In fact, the pet industry is one of the largest niche segments of household discretionary spending, and has even proven to be recession proof over the last 5+ years. Of course we can’t measure our love for the loyal family dog ...

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pefect credit-score-possible-fico

Is it possible to have a perfect credit score?

When you think of “perfection,” what comes to mind? Does perfection mean setting a new World Record on your way to a Gold Medal at the Olympics? How about achieving a perfect score on the SATs? Or “perfect” to you might just mean a quiet day at home without the kids and nothing on your To Do list!

But no matter your definition of perfection, there is one objective standard that is perfectly difficult to achieve: getting a perfect credit score.

While ...

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bwc-at-placer-food-bank-serving-community

15 Ways the Placer Food Bank serves and enriches our local community

At Blue Water Credit, we often educated our clients and friends about financial matters, from credit score and home buying to debt and savings. But today, instead of breaking down why you should put more money in the bank, we’re going to highlight another very important bank deposit that’s critically needed by millions of Americans: a deposit in your local food bank.

It’s a sad reality that that many people are hungry or food insecure (where they don’t know where their ...

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economic-policies-of-trump-and-clinton

How will Clinton v. Trump affect your wallet? Comparing their policies on trade and job growth, taxes, and student loans.

Until Tuesday, November 8th the United States will be consumed with talk, discourse, and debate about the Presidential election, with people weighing in whether they’ll vote for Donald Trump or Hillary Clinton. But if we look past the sound bites and social media banter, how will each candidate affect the economy if elected?

In this series of blogs, we’ll outline the economic policies of Clinton and Trump, and how these changes will impact the ...

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20-facts-about-craigslist

20 Facts about Craigslist, the world’s community bulletin board

Are you looking to buy a used car, find a used barbecue for sale or rent a new apartment? How about get a better job, sell a fish tank, or even meet local people doing fun things in your area? If you’re like many people in the U.S., you might be turning to Craigslist.

In fact, Craigslist (craigslist.org to be specific) is the world’s biggest online classified ads section and community form, devoted to posting personal notices for jobs, housing, items ...

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God now has a credit score, plans to buy a new BMW.

God now has a credit score, and in fact it’s a divine 820 according to Equifax, one of the three major credit bureaus. But before we question the blasphemy of why God’s credit score isn’t perfect, it’s important to mention that this God is actual a New York City man named God Gazarov. Mr. Gazarov, a Russian immigrant who owns a jewelry store in Brooklyn, had a particular hellish run-in with Equifax after they refused to log him a ...

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25-great-ways-to-make-extra-money-from-home-pt-1

25 Great ways to make an extra $500-$1,000 a month from home (part 1)

How would you like to make an extra $500 a month? How about $1,000 or more? It’s entirely possible to earn extra cash every month, working flexible hours virtually, out of your home, or even car, all while maintaining your regular job. An extra $6,000 or $1,000 can really add up, allowing you to pay off credit cards, your auto loan, get out of debt, or start saving money for a rainy day or investment. Over the course of just ...

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Can you escape Big Brother in our modern society? (Part 2 of 2)

In part 1 of this blog, we relayed the story of how a young writer named Henry David Thoreau moved to a remote path of woods by Walden Pond in 1845, where he built a humble cabin and lived a Spartan existence. When Thoreau emerged more than two years later, he had produced the manuscript to Walden, a memoir that trumpeted the virtues of simplicity, as well as the perils of conformity to modern industrial society. And while that was ...

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Myth-busters-about-credit-scores

Myth Busters takes on credit scores

One of the most popular shows on television for 14 seasons since its debut in 2003, Myth Busters has been getting to the bottom of urban legends, unraveling paradox, and frankly, blowing a lot of stuff up along the way. After filming 282 episodes before the show was cancelled in March of 2016, Myth Busters has almost single handedly made science, physics, and engineering cool again with its brand of “science entertainment” with colorful hosts Adam Savage and Jamie Hyneman.

While ...

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25-more-facts-about-starbucks

25 more perfectly roasted and heavily-caffeinated facts about Starbucks, (including one coffee shop location you won’t believe!)

In part one of this blog we brought you 25 rich, steamy and delicious facts about Starbucks, the world’s most popular coffee brand. Here are 25 more perfectly roasted and heavily-caffeinated facts about Starbucks, including our vote for the nicest coffee store in the world!

1. Starbucks was originally based with a nautical theme to celebrate founding city Seattle’s seaport identity, so their logo also has a maritime design.

2. In fact, inspiration for the Starbucks logo came from a ...

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