Your Student Loan Repayment Study Sheet.

What are student loans costing us?
Student loan debt has exploded over the past few years, from a total of $579 billion in 2008 to $1.02 trillion at the end of 2013.  This near double of student loans over only a 5-year period accounts for the majority of consumer debt increase over that same period.  By most recent estimates, about 70% of all college students take out student loans and owe money at graduation, with the average price tag a ...

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soaring-college-tuitions

The skyrocketing cost of higher education.

Higher education has a bigger price tag than ever – far outpacing our rise in income – and it’s distancing a lot of lower and middle class families from the hopes of sending their kids to college or university.  That’s the consensus of new data published by the reputable think tank, the Pew Institute, among others.  But just how high have college costs soared, how are we still paying them, and why?

What’s not under dispute is that higher education still pays off ...

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Is student loan consolidation right for you?

Blue Water Credit is proud to announce we’ve been approved to provide student loan assistance.  We can now help you explore all of your options, including student loan consolidation, rehabilitation, and even possible forgiveness.

Is student loan consolidation right for you?

Recent reports claim that 7 out of 10 college graduates end up with student loans, with an average of almost $30,000 in debt.  Many of them struggle to even make the monthly payments, holding them back from saving, paying off credit ...

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Clicking for love; why the online dating industry is bigger than ever.

These days, we all know someone who is trying online dating; or most likely, a lot of ‘someones.’  As younger generations prefer to connect with technology and social media and there are more single adults in the U.S., the online dating option is rampant. Even seniors are starting to flock to online matching sites! But online dating isn’t just connecting people for casual dating but leading to long term relationships and more than a hundred thousand marriages every year. The popularity ...

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national-ugly-sweater-day-2016

National Ugly Christmas Sweater Day is now big fun…and big business.

It’s our favorite time of year again, the holiday season after our Thanksgiving food comas have subsided but before the New Year is upon us. No I’m not talking about Christmas – I’m speaking of a holiday far newer, and some would argue, more fun – National Ugly Christmas Sweater Day. That’s right, December 12th is an official holiday geared around celebrating the tackiest, gaudiest, and most visually offensive Christmas sweaters we could muster. Don’t laugh and dismiss it just ...

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free-credit-report-websites-were-not-so-free

“Free” credit report websites whacked with $22 million fine for not being so free.

One Technologies, a company that claims to offer free credit reports to consumers, just agreed to a settlement with the Federal Trade Commission for illicit practices, including charging for all of those “free” credit reports they offered.

One Technologies, based out of Dallas, Texas, also did business under affiliate names on over 50 websites, like MyCreditHealth ScoreSense, FreeScore360, FreeScoreOnline.com. The FTC agreement starts with compensating customers at least $22 million in Illinois and Ohio, with more states to follow.

The complaint against One ...

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15 Reasons why Google is taking over the world.

It’s common knowledge that Google is the world’s biggest search engine, but most of us probably have no idea just how powerful the Mountain View, California company actually is. Google originally set sail in 1996 as a research project before going public in 2004 with the ambitious mission to “organize the world’s information and make it universally accessible and useful.” Google now single handedly impacts just about every facet of life in America, growing from a Quixotian startup to the ...
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Did Random Event Generators predict the 9/11 attacks and other world events? Tune in to Princeton’s Global Consciousness Project to find out.

It reads like something out of a futuristic sci-fi novel, the movie script of the next Star Wars, or perhaps a wild conspiracy theory, but this is actual contemporary fact. Yet still, what I’m about to tell you will probably sound unbelievable. Welcome to the Global Consciousness Project, a network of Random Events Generators that claims to actually register data irregularities around significant world events like September 11, 2001, the disastrous Indian Ocean tsunami, Princess Diana’s death, and others…or even ...

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Citigroup partners with FICO to provide credit scores to its customers.

Up until only a few months ago, consumers were largely in the dark when it came to the credit score information that big banks and credit card companies used to make decisions about their own customers. But that all changed last November when the Fair Isaac Company, known as FICO, rolled out a program encouraging banks to provide free credit scores to their own customers. The initiative received a huge boost in legitimacy recently as Citigroup announced that they would ...

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Accounts in Dispute

What does it mean when an account is in dispute?
While the credit bureaus are conducting their investigation of the validity and accuracy of an account they will often times put the verbiage, “consumer disputes account information” or “information disputed by consumer” in the comments section of that particular account. Please note, that not all accounts will have the dispute comment.

How does this affect me?
If you are planning or in the process of purchasing a home you would most ...

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