Your credit score is more important than ever these days, whether you’re trying to buy a home, save money on your car loans or credit cards, or just trying to clean up your finances. You have a lot of choices who to work with to help raise your credit score, but Blue Water Credit would love the chance to earn your business and your trust. We’re a national credit restoration company that works with clients and creditors to improve credit ...Continue Reading →
1. Negative accounts over seven years old.
For unpaid debts and delinquencies, seven years is the magic number for items to fall off your credit report. (Some bankruptcies stay on for 10 years.) In fact, most credit bureaus start erasing those pesky old negative items after six months and change. But if you see an item still reporting, simply dispute it with the credit bureaus. You’ll want to verify the time the debt was unpaid, when it was charged off ...
1. Boost your credit score before you buy a home.
If you’re thinking of buying a home in the near future, you should definitely come talk to us! We can analyze your credit help you raise your score. Even a 20-point increase can save you tens of thousands of dollars when it’s time to apply for that mortgage.
2. Help paying off your student loans.
Thanks to new programs, Blue Water Credit can help you consolidate your student loans, lowering your ...
At Blue Water Credit, our clients’ opinions mean everything, and we constantly strive to exceed expectations and earn their praise. Repairing credit can sometimes be a challenging process, but our goal is always to lead our clients to a better financial situation with communication, hard work, and their best interests always in mind. So how are we doing?
We recently checked in with Yelp, the popular internet user rating site, to see what people were saying on Blue Water Credit. We ...Continue Reading →
Do you have a top-notch credit score? If you have a 720 or higher FICO score, you may be patting yourself on the back, as that’s commonly considered a superior score. But most people don’t realize there is another whole level to climb on the credit score mountain and reaching the peak will get you even better savings on interest rates, mortgages and loans. FICO scores go all the way to 850, yet many people stop looking upward once they ...Continue Reading →
Admit it – there’s nothing better than getting something for free! We’d all love to win a new iPod, receive a gift card to our favorite store, or get comped for a free meal at our beloved neighborhood restaurant. But did you know these free offers are everywhere? It’s not just luck or chance – companies are very willing to give you their products or services free of charge – if you approach them the right way or offer something ...Continue Reading →
1. Why solar?
There are many benefits to installing solar technology at your home or work: solar energy doesn’t harm the environment or depend on non-renewable fossil fuels, helps heal the environment, creates local jobs, and reduces our reliance on foreign powers for energy. But most importantly, going solar will save you money as a homeowner and energy consumer.
2. How much will it save me?
Let’s get right down to the numbers! Once they go solar, homeowners see an immediate and significant ...Continue Reading →
Every year, millions of young people receive their degrees from over 4,500 colleges, universities, and graduate programs in the United States. They all have high hopes of entering the work force where they can get a good-paying job and the independence and freedom that comes with being a working adult. Unfortunately, many of them are still woefully unprepared for the challenges they’ll face in the real world, despite the piece of paper their degree is printed on and the sizable ...Continue Reading →
What are student loans costing us?
Student loan debt has exploded over the past few years, from a total of $579 billion in 2008 to $1.02 trillion at the end of 2013. This near double of student loans over only a 5-year period accounts for the majority of consumer debt increase over that same period. By most recent estimates, about 70% of all college students take out student loans and owe money at graduation, with the average price tag a ...
Higher education has a bigger price tag than ever – far outpacing our rise in income – and it’s distancing a lot of lower and middle class families from the hopes of sending their kids to college or university. That’s the consensus of new data published by the reputable think tank, the Pew Institute, among others. But just how high have college costs soared, how are we still paying them, and why?
What’s not under dispute is that higher education still pays off ...Continue Reading →