Identity theft hits an all-time high: are you protected?

Are you safe from identity theft or other financial fraud from someone assuming your identity? You may think everything is perfectly fine and that no one is using your identity to open up new credit cards, commandeer debit cards, or take over your financial accounts, but if you haven’t checked your credit report lately, you may be in for an unnerving surprise.

In fact, identity theft, ...

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Why that “free” credit score you just got is probably useless

Navigating the credit score landscape is sometimes treacherous for consumers, with so much confusing and seemingly contradicting information about scoring models, multiple credit bureaus, reporting guidelines, and plenty of websites offering “free” credit scores.
In fact, when someone clicks on one of those offers to view their credit score, they will quickly find out that the free offer:

1) Isn’t free, and

2) Also may not be ...

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Cue the band, roll out the red carpet and drop the confetti…America’s average credit score just hit 700!

Cue the band, roll out the red carpet, and drop the confetti, because America just got some great (credit score) news: the average U.S. FICO score has reached 700.

FICO, which is one of several credit scoring models but also the most widely used one by lenders, including mortgage lenders, reported that the average score hit 700 for the first time ever. FICO scores are ...

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30 Facts about the gym and fitness industry that will surprise you!

Over the past few decades, fitness has climbed from a P.E. class and garage weight set afterthought to a multi-billion dollar industry. Getting people to work out and try to be healthier has also never been more necessary, as according to the Centers for Disease Control, almost 70% of Americans over the age of 20 are overweight, including 35% that are considered obese.

But just signing up ...

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Ranking the world’s top 100 brands

What would you guess is the most valuable brand in the world?

A bevy of companies and products might come to mind, but now we have confirmation as to which is the brand with the highest reported financial worth thanks to a Forbes magazine report.

Leading the annual list of the world’s 100 top brands is perennial powerhouse Apple, with an estimated worth of $175 billion last ...

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What credit score do you need to buy a home?

 

If you’re thinking of buying a home for the first time, or maybe haven’t owned since the real estate collapse starting in 2008, you may be wondering what credit score you need to get a mortgage. 

In fact, before the housing market crashed, it was far easier for the average person to get a loan since credit standards were very low (or nonexistent!) and the subprime ...

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Death by a Thousand Hidden Fees

If you’re like most Americans, you’re probably tightening your budget and watching what you spend. But it’s not just the cost of goods and services that’s eating up your paycheck, but also the hidden and unnecessary fees that are being lumped in by companies just to try and bleed a few more dollars out of ...

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