It’s a strange paradox. Homeownership rates are at 50-year lows in the U.S. right now and interest rates are still low, which leads us to believe it’s a perfect time to take advantage and buy a home. But in Sacramento and other cities, inventory levels are so low that it’s actually difficult to find the ...Continue Reading →
Our economy seems to be rolling along nicely, with a full recovery from the Great Recession and the stock market hitting record levels. But is all well and good with the economy when it comes to American consumers spending, debt, savings, and retirement?
Here are 25 frightening financial facts to ponder:
1. 52% of Americans are spending ...Continue Reading →
Are you safe from identity theft or other financial fraud from someone assuming your identity? You may think everything is perfectly fine and that no one is using your identity to open up new credit cards, commandeer debit cards, or take over your financial accounts, but if you haven’t checked your credit report lately, you may be in for an unnerving surprise.
In fact, identity theft, ...Continue Reading →
Can you believe the summer is already almost over and the kids will be going back to school? Me neither! Here are 35 fun facts about back to school craziness to help you cope!
1. There are approximately 33 million elementary school children in the U.S, 17 million kids attending high school, and 8.8 little ones in ...Continue Reading →
Navigating the credit score landscape is sometimes treacherous for consumers, with so much confusing and seemingly contradicting information about scoring models, multiple credit bureaus, reporting guidelines, and plenty of websites offering “free” credit scores.
In fact, when someone clicks on one of those offers to view their credit score, they will quickly find out that the free offer:
1) Isn’t free, and
2) Also may not be ...Continue Reading →