celebrity-credit-reports-hacked

Have you ever wondered what’s on Jay-Z, Kim Kardashian, or even Oprah’s credit report? This data hack reveals the private financial lives of top celebrities and politicians.

No one is safe from data breaches and credit report hacks, even the top celebrities and politicians in the U.S. – including those in the White House. That’s the lesson we’ve learned over the past couple years, as hackers have infiltrated some of the most famous people in the world, making their sensitive financial and credit information public.

In one such case, a suspected Russian hacker group released the credit reports of 17 politicians, musicians and celebrities, including their most intimate ...

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vanity-credit-repair

​Vanity, Incorporated. Just how much do we spend on looking good?

Looking good is big business around the world, but no one spends more on cosmetics, beauty products, surgeries, and grooming than people in the U.S. In fact, in 2015 alone, the beauty industry generated $56.2 billion in the United States (to put it in perspective, the medical technology industry makes only $44 billion every year).

But is our spending on vanity out of control? You be the judge once you read these facts about the beauty industry:

Goldman Sachs estimates that the ...

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fastest-growing-companies-credit-repair

BWC makes the Sacramento Business Journal’s list of Fastest Growing Companies in the region for the second year in a row.

Blue Water Credit has done it again – ranking as one of the fastest growing companies in the Sacramento region, as recognized by the Business Journal. The “Biz Journal”, the preeminent business and commerce news source in the California capital, releases an annual list of the 50 fastest-growing companies in Sacramento, Placer, and El Dorado counties, and 2016’s list shows that Blue Water Credit has earned the prestigious designation not just once, but twice in a row now.

The list, compiled ...

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trended-data-use-credit-hisory

Trended Credit Data is the new “trend” in Fannie Mae underwriting

There is a new “trend” in mortgage loan underwriting, but thankfully, it’s not Pokémon Go, skinny jeans, or wearing a smart watch. Instead, the Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, announced that they will soon require all lenders to use “Trended Credit Data” when underwriting single-family homes for mortgage loans.

In case you’re not up on the latest “trends” (if you see hundreds of young people walking around like zombies at your local park staring at ...

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pet-industry-growth

The U.S. pet industry is barking, biting, and booming like never before.

Do you own a pet? Chances are, you either have a beloved pooch or frisky feline in your care, and if so, you probably spend a hefty sum of money keeping them fed, healthy, happy, and even entertained. In fact, the pet industry is one of the largest niche segments of household discretionary spending, and has even proven to be recession proof over the last 5+ years. Of course we can’t measure our love for the loyal family dog ...

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pefect credit-score-possible-fico

Is it possible to have a perfect credit score?

When you think of “perfection,” what comes to mind? Does perfection mean setting a new World Record on your way to a Gold Medal at the Olympics? How about achieving a perfect score on the SATs? Or “perfect” to you might just mean a quiet day at home without the kids and nothing on your To Do list!

But no matter your definition of perfection, there is one objective standard that is perfectly difficult to achieve: getting a perfect credit score.

While ...

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